Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 665000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴3500145
-₴3304217
-₴3227213
-₴4006037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
665 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
13 322
regional
-
-
-
-
health
-
-
-
6 533
city
-
-
-
6 944
national
-
-
-
-
pensions
-
-
-
61 160
total
-
-
-
87 959
Employee
4 264 831
-
573 389
-
unemployment
-
-
-
-
pensions
358 215
-
72 528
-
national
-
-
-
-
regional
-
-
-
-
city
45 831
-
5 864
-
health
9 619
-
1 286
-
total
413 665
-
79 678
-
Employer
4 264 831
-
573 389
-
health
9 619
-
1 286
-
pensions
358 215
-
72 528
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

85 284
-
11 471
-
total
453 118
-
85 285
-
Corporate
-
665 000
-
-
regional
-
140 632
-
-
national
-
56 531
-
-
total
-
197 163
-
-
Dividends
-
467 837
-
-
withholding
-
163 728
-
-
total
-
163 728
-
-
Income
665 000
665 000
665 000
665 000
Total tax
866 783
360 891
164 963
87 959
After tax
-201 783
304 109
500 037
577 041
Living cost
3 804 254
3 804 254
3 804 254
3 804 254
Free-cash
-4 006 037
-3 500 145
-3 304 217
-3 227 213

Estimated living cost  is ₴3804254 per year

₴2403500
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴359450
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴49123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴992139
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close