Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 4791500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴1689255
-₴214843
₴73200
-₴267254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
4 791 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
95 804
regional
-
-
-
182 006
health
-
-
-
10 756
city
-
-
-
50 525
national
-
-
-
58 080
pensions
-
-
-
440 823
total
-
-
-
837 994
Employee
4 624 806
-
4 288 661
-
unemployment
-
-
-
-
pensions
381 956
-
360 235
-
national
62 225
-
63 275
-
regional
189 299
-
191 135
-
city
49 738
-
46 066
-
health
10 388
-
9 654
-
total
693 606
-
670 365
-
Employer
4 624 806
-
4 288 661
-
health
10 388
-
9 654
-
pensions
381 956
-
360 235
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

92 498
-
85 783
-
total
484 842
-
455 672
-
Corporate
-
4 791 500
-
-
regional
-
1 013 390
-
-
national
-
407 297
-
-
total
-
1 420 687
-
-
Dividends
-
3 370 812
-
-
withholding
-
1 179 762
-
-
total
-
1 179 762
-
-
Income
4 791 500
4 791 500
4 791 500
4 791 500
Total tax
1 178 448
2 600 449
1 126 037
837 994
After tax
3 613 052
2 191 051
3 665 463
3 953 506
Living cost
3 880 306
3 880 306
3 880 306
3 880 306
Free-cash
-267 254
-1 689 255
-214 843
73 200

Estimated living cost  is ₴3880306 per year

₴2451549
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴366636
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴50106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1011974
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close