Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 4610000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴327261
-₴1753266
-₴50131
-₴404428
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
4 610 000
city
-
-
-
48 607
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
92 202
national
-
-
-
52 158
pensions
-
-
-
424 100
regional
-
-
-
171 353
health
-
-
-
10 390
total
-
-
-
798 810
Employee
4 583 643
-
4 126 224
-
health
10 338
-
9 293
-
pensions
379 200
-
346 569
-
unemployment
-
-
-
-
city
49 286
-
44 326
-
national
55 656
-
57 222
-
regional
177 409
-
180 124
-
total
671 889
-
637 534
-
Employer
4 583 643
-
4 126 224
-
unemployment
-
-
-
-
health
10 338
-
9 293
-
pensions
379 200
-
346 569
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

91 680
-
82 544
-
total
481 218
-
438 406
-
Corporate
-
4 610 000
-
-
regional
-
975 018
-
-
national
-
391 834
-
-
total
-
1 366 852
-
-
Dividends
-
3 243 148
-
-
withholding
-
1 135 093
-
-
total
-
1 135 093
-
-
Income
4 610 000
4 610 000
4 610 000
4 610 000
Total tax
1 153 107
2 501 945
1 075 940
798 810
After tax
3 456 893
2 108 055
3 534 060
3 811 190
Living cost
3 861 321
3 861 321
3 861 321
3 861 321
Free-cash
-404 428
-1 753 266
-327 261
-50 131

Estimated living cost  is ₴3861321 per year

₴2439555
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴364842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴49860
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1007022
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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