Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 4610000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴210322
-₴1584469
-₴168430
₴108815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
4 610 000
health
-
-
-
10 385
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
92 216
national
-
-
-
57 017
regional
-
-
-
176 343
pensions
-
-
-
424 132
city
-
-
-
48 579
total
-
-
-
808 672
Employee
4 406 973
-
4 126 155
-
pensions
363 770
-
346 645
-
city
47 431
-
44 335
-
regional
183 633
-
185 130
-
health
9 936
-
9 286
-
national
61 211
-
62 060
-
unemployment
-
-
-
-
total
665 981
-
647 456
-
Employer
4 406 973
-
4 126 155
-
health
9 936
-
9 286
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

88 122
-
82 530
-
unemployment
-
-
-
-
pensions
363 770
-
346 645
-
total
461 828
-
438 461
-
Corporate
-
4 610 000
-
-
regional
-
975 030
-
-
national
-
391 829
-
-
total
-
1 366 859
-
-
Dividends
-
3 243 140
-
-
withholding
-
1 135 097
-
-
total
-
1 135 097
-
-
Income
4 610 000
4 610 000
4 610 000
4 610 000
Total tax
1 127 809
2 501 956
1 085 917
808 672
After tax
3 482 191
2 108 044
3 524 083
3 801 328
Living cost
3 692 513
3 692 513
3 692 513
3 692 513
Free-cash
-210 322
-1 584 469
-168 430
108 815

Estimated living cost  is ₴3692513 per year

₴2332903
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴348892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴47681
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴962998
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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