Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 4485000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴1595125
₴1805728
₴953006
₴1106043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
4 485 000
surtax
-
-
-
195 832
health
-
-
-
237 155
other
-
-
-
-
income
-
-
-
1 256 832
pensions
-
-
-
668 100
unemployment
-
-
-
5 700
total
-
-
-
2 363 619
Employee
1 610 102
-
3 781 847
-
pensions
107 392
-
222 811
-
other
-
-
-
-
income
305 884
-
1 107 120
-
health
41 085
-
85 163
-
surtax
28 356
-
165 909
-
unemployment
112 047
-
232 500
-
total
594 764
-
1 813 503
-
Employer
1 610 102
-
3 781 847
-
health
73 289
-
151 992
-
other
-
-
-
-
unemployment
51 060
-
105 872
-
pensions
214 641
-
445 289
-
total
338 990
-
703 153
-
Corporate
2 535 908
4 485 000
-
-
income
659 313
1 166 112
-
-
total
659 313
1 166 112
-
-
Dividends
1 876 595
3 318 888
-
-
withholding
281 470
497 822
-
-
total
281 470
497 822
-
-
Income
4 485 000
4 485 000
4 485 000
4 485 000
Total tax
1 874 537
1 663 934
2 516 656
2 363 619
After tax
2 610 463
2 821 066
1 968 344
2 121 381
Living cost
1 015 338
1 015 338
1 015 338
1 015 338
Free-cash
1 595 125
1 805 728
953 006
1 106 043

Estimated living cost  is ₴1015338 per year

₴586119
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴101977
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴25411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴301799
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₴1527384
₴1756463
₴903741
₴1056778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
4 485 000
surtax
-
-
-
195 832
health
-
-
-
237 155
other
-
-
-
-
income
-
-
-
1 256 832
pensions
-
-
-
668 100
unemployment
-
-
-
5 700
total
-
-
-
2 363 619
Employee
1 699 075
-
3 781 847
-
pensions
113 329
-
222 811
-
other
-
-
-
-
income
327 495
-
1 107 120
-
health
43 318
-
85 163
-
surtax
32 061
-
165 909
-
unemployment
118 269
-
232 500
-
total
634 472
-
1 813 503
-
Employer
1 699 075
-
3 781 847
-
health
77 278
-
151 992
-
other
-
-
-
-
unemployment
53 862
-
105 872
-
pensions
226 468
-
445 289
-
total
357 608
-
703 153
-
Corporate
2 428 316
4 485 000
-
-
income
631 385
1 166 112
-
-
total
631 385
1 166 112
-
-
Dividends
1 796 932
3 318 888
-
-
withholding
269 548
497 822
-
-
total
269 548
497 822
-
-
Income
4 485 000
4 485 000
4 485 000
4 485 000
Total tax
1 893 013
1 663 934
2 516 656
2 363 619
After tax
2 591 987
2 821 066
1 968 344
2 121 381
Living cost
1 064 603
1 064 603
1 064 603
1 064 603
Free-cash
1 527 384
1 756 463
903 741
1 056 778

Estimated living cost  is ₴1064603 per year

₴619083
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴97702
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴26124
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴321701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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