Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 4457000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴325099
-₴401509
-₴1704428
-₴57208
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
4 457 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
89 162
pensions
-
-
-
410 034
regional
-
-
-
165 370
city
-
-
-
46 959
health
-
-
-
10 019
national
-
-
-
50 198
total
-
-
-
771 742
Employee
4 441 138
-
3 989 279
-
national
53 487
-
55 005
-
health
9 969
-
8 957
-
regional
171 189
-
173 871
-
city
47 769
-
42 861
-
unemployment
-
-
-
-
pensions
367 426
-
335 091
-
total
649 840
-
615 785
-
Employer
4 441 138
-
3 989 279
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

88 808
-
79 800
-
pensions
367 426
-
335 091
-
unemployment
-
-
-
-
health
9 969
-
8 957
-
total
466 203
-
423 848
-
Corporate
-
4 457 000
-
-
regional
-
942 678
-
-
national
-
378 863
-
-
total
-
1 321 541
-
-
Dividends
-
3 135 459
-
-
withholding
-
1 097 421
-
-
total
-
1 097 421
-
-
Income
4 457 000
4 457 000
4 457 000
4 457 000
Total tax
1 116 043
2 418 962
1 039 633
771 742
After tax
3 340 957
2 038 038
3 417 367
3 685 258
Living cost
3 742 466
3 742 466
3 742 466
3 742 466
Free-cash
-401 509
-1 704 428
-325 099
-57 208

Estimated living cost  is ₴3742466 per year

₴2364463
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴353612
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴48326
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴976025
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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