Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 4248500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴1939567
-₴607075
-₴352955
-₴746497
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
4 248 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
84 987
regional
-
-
-
148 294
health
-
-
-
9 554
city
-
-
-
44 777
national
-
-
-
40 682
pensions
-
-
-
390 866
total
-
-
-
719 160
Employee
4 564 499
-
3 802 621
-
unemployment
-
-
-
-
pensions
379 107
-
319 370
-
national
42 047
-
44 147
-
regional
151 496
-
156 378
-
city
49 081
-
40 840
-
health
10 289
-
8 556
-
total
632 020
-
569 291
-
Employer
4 564 499
-
3 802 621
-
health
10 289
-
8 556
-
pensions
379 107
-
319 370
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

91 286
-
76 063
-
total
480 682
-
403 989
-
Corporate
-
4 248 500
-
-
regional
-
898 582
-
-
national
-
361 102
-
-
total
-
1 259 684
-
-
Dividends
-
2 988 816
-
-
withholding
-
1 046 088
-
-
total
-
1 046 088
-
-
Income
4 248 500
4 248 500
4 248 500
4 248 500
Total tax
1 112 702
2 305 772
973 280
719 160
After tax
3 135 798
1 942 728
3 275 220
3 529 340
Living cost
3 882 295
3 882 295
3 882 295
3 882 295
Free-cash
-746 497
-1 939 567
-607 075
-352 955

Estimated living cost  is ₴3882295 per year

₴2452806
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴366824
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴50131
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1012492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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