Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 4248500

per

Your estimated

Best value All models

City

free-cash

Zurich , Switzerland

-₴551190

-₴1771063

-₴447800

-₴192504

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

4 248 500

health

9 541

other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

84 964

national

43 787

regional

153 306

pensions

390 823

city

44 792

total

727 213

Employee

4 386 672

3 802 641

pensions

363 657

319 418

city

47 202

40 875

regional

157 725

161 391

health

9 892

8 537

national

46 148

48 257

unemployment

total

624 624

578 478

Employer

4 386 672

3 802 641

health

9 892

8 537

other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

87 726

76 076

unemployment

pensions

363 657

319 418

total

461 275

404 031

Corporate

4 248 500

regional

898 547

national

361 146

total

1 259 693

Dividends

2 988 807

withholding

1 046 079

total

1 046 079

Income

4 248 500

Total tax

1 085 899

2 305 772

982 509

727 213

After tax

3 162 601

1 942 728

3 265 991

3 521 287

Living cost

3 713 791

Free-cash

-551 190

-1 771 063

-447 800

-192 504

Estimated living cost is ₴3713791 per year

₴2346346

Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₴350902

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₴47955

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₴968547

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₴0

I'm drinking at home rarely or never.

₴0

I do not smoke or smoke very rarely.

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Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.