Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 4158000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴1409415
₴1616625
₴819177
₴971256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
4 158 000
surtax
-
-
-
169 787
health
-
-
-
233 282
other
-
-
-
-
income
-
-
-
1 122 120
pensions
-
-
-
657 190
unemployment
-
-
-
5 607
total
-
-
-
2 187 986
Employee
1 583 810
-
3 466 329
-
pensions
105 638
-
219 172
-
other
-
-
-
-
income
300 889
-
974 852
-
health
40 414
-
83 772
-
surtax
27 893
-
141 894
-
unemployment
110 217
-
228 704
-
total
585 051
-
1 648 394
-
Employer
1 583 810
-
3 466 329
-
health
72 092
-
149 510
-
other
-
-
-
-
unemployment
50 226
-
104 143
-
pensions
211 136
-
438 018
-
total
333 454
-
691 671
-
Corporate
2 240 736
4 158 000
-
-
income
582 575
1 081 098
-
-
total
582 575
1 081 098
-
-
Dividends
1 658 161
3 076 902
-
-
withholding
248 747
461 519
-
-
total
248 747
461 519
-
-
Income
4 158 000
4 158 000
4 158 000
4 158 000
Total tax
1 749 827
1 542 617
2 340 065
2 187 986
After tax
2 408 173
2 615 383
1 817 935
1 970 014
Living cost
998 758
998 758
998 758
998 758
Free-cash
1 409 415
1 616 625
819 177
971 256

Estimated living cost  is ₴998758 per year

₴576548
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴100312
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴24996
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴296871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₴1342873
₴1568165
₴770717
₴922796
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
4 158 000
surtax
-
-
-
169 787
health
-
-
-
233 282
other
-
-
-
-
income
-
-
-
1 122 120
pensions
-
-
-
657 190
unemployment
-
-
-
5 607
total
-
-
-
2 187 986
Employee
1 671 329
-
3 466 329
-
pensions
111 478
-
219 172
-
other
-
-
-
-
income
322 147
-
974 852
-
health
42 610
-
83 772
-
surtax
31 537
-
141 894
-
unemployment
116 338
-
228 704
-
total
624 110
-
1 648 394
-
Employer
1 671 329
-
3 466 329
-
health
76 017
-
149 510
-
other
-
-
-
-
unemployment
52 983
-
104 143
-
pensions
222 770
-
438 018
-
total
351 770
-
691 671
-
Corporate
2 134 902
4 158 000
-
-
income
555 056
1 081 098
-
-
total
555 056
1 081 098
-
-
Dividends
1 579 846
3 076 902
-
-
withholding
236 973
461 519
-
-
total
236 973
461 519
-
-
Income
4 158 000
4 158 000
4 158 000
4 158 000
Total tax
1 767 909
1 542 617
2 340 065
2 187 986
After tax
2 390 091
2 615 383
1 817 935
1 970 014
Living cost
1 047 218
1 047 218
1 047 218
1 047 218
Free-cash
1 342 873
1 568 165
770 717
922 796

Estimated living cost  is ₴1047218 per year

₴608973
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴96107
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴25697
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴316447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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