Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 3803000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴2144879
-₴932510
-₴704908
-₴1143255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 803 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
76 042
regional
-
-
-
120 628
health
-
-
-
8 560
city
-
-
-
40 069
national
-
-
-
28 778
pensions
-
-
-
349 910
total
-
-
-
623 987
Employee
4 518 464
-
3 403 883
-
unemployment
-
-
-
-
pensions
376 903
-
285 946
-
national
28 726
-
31 877
-
regional
120 470
-
127 875
-
city
48 577
-
36 551
-
health
10 188
-
7 667
-
total
584 864
-
489 916
-
Employer
4 518 464
-
3 403 883
-
health
10 188
-
7 667
-
pensions
376 903
-
285 946
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

90 379
-
68 060
-
total
477 470
-
361 673
-
Corporate
-
3 803 000
-
-
regional
-
804 325
-
-
national
-
323 232
-
-
total
-
1 127 557
-
-
Dividends
-
2 675 443
-
-
withholding
-
936 401
-
-
total
-
936 401
-
-
Income
3 803 000
3 803 000
3 803 000
3 803 000
Total tax
1 062 334
2 063 958
851 589
623 987
After tax
2 740 666
1 739 042
2 951 411
3 179 013
Living cost
3 883 921
3 883 921
3 883 921
3 883 921
Free-cash
-1 143 255
-2 144 879
-932 510
-704 908

Estimated living cost  is ₴3883921 per year

₴2453833
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴366977
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴50152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1012916
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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