Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 3766000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴998214
-₴2008810
-₴813783
-₴588437
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 766 000
health
-
-
-
8 475
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
75 317
national
-
-
-
30 672
regional
-
-
-
122 888
pensions
-
-
-
346 467
city
-
-
-
39 701
total
-
-
-
623 520
Employee
4 352 570
-
3 370 802
-
pensions
362 660
-
283 157
-
city
46 814
-
36 221
-
regional
123 544
-
130 051
-
health
9 787
-
7 567
-
national
30 974
-
33 749
-
unemployment
-
-
-
-
total
573 779
-
490 745
-
Employer
4 352 570
-
3 370 802
-
health
9 787
-
7 567
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

87 071
-
67 397
-
unemployment
-
-
-
-
pensions
362 660
-
283 157
-
total
459 518
-
358 121
-
Corporate
-
3 766 000
-
-
regional
-
796 501
-
-
national
-
320 134
-
-
total
-
1 116 635
-
-
Dividends
-
2 649 365
-
-
withholding
-
927 258
-
-
total
-
927 258
-
-
Income
3 766 000
3 766 000
3 766 000
3 766 000
Total tax
1 033 297
2 043 893
848 866
623 520
After tax
2 732 703
1 722 107
2 917 134
3 142 480
Living cost
3 730 917
3 730 917
3 730 917
3 730 917
Free-cash
-998 214
-2 008 810
-813 783
-588 437

Estimated living cost  is ₴3730917 per year

₴2357166
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴352521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴48176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴973013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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