Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 3550000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴1192635
-₴2110198
-₴973388
-₴760810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 550 000
health
-
-
-
7 976
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
70 978
national
-
-
-
24 888
regional
-
-
-
109 395
pensions
-
-
-
326 619
city
-
-
-
37 407
total
-
-
-
577 263
Employee
4 332 164
-
3 177 391
-
pensions
361 755
-
266 949
-
city
46 545
-
34 126
-
regional
108 436
-
116 159
-
health
9 743
-
7 168
-
national
24 484
-
27 765
-
unemployment
-
-
-
-
total
550 963
-
452 167
-
Employer
4 332 164
-
3 177 391
-
health
9 743
-
7 168
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

86 627
-
63 557
-
unemployment
-
-
-
-
pensions
361 755
-
266 949
-
total
458 125
-
337 674
-
Corporate
-
3 550 000
-
-
regional
-
750 821
-
-
national
-
301 732
-
-
total
-
1 052 553
-
-
Dividends
-
2 497 448
-
-
withholding
-
874 098
-
-
total
-
874 098
-
-
Income
3 550 000
3 550 000
3 550 000
3 550 000
Total tax
1 009 088
1 926 651
789 841
577 263
After tax
2 540 912
1 623 349
2 760 159
2 972 737
Living cost
3 733 547
3 733 547
3 733 547
3 733 547
Free-cash
-1 192 635
-2 110 198
-973 388
-760 810

Estimated living cost  is ₴3733547 per year

₴2358828
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴352769
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴48210
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴973699
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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