Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 3497000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴1219144
-₴2116792
-₴994856
-₴785693
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 497 000
health
-
-
-
7 888
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
69 939
national
-
-
-
23 765
regional
-
-
-
106 617
pensions
-
-
-
321 709
city
-
-
-
36 879
total
-
-
-
566 797
Employee
4 307 814
-
3 130 022
-
pensions
359 844
-
262 874
-
city
46 324
-
33 613
-
regional
105 411
-
113 299
-
health
9 697
-
7 034
-
national
23 263
-
26 629
-
unemployment
-
-
-
-
total
544 539
-
443 449
-
Employer
4 307 814
-
3 130 022
-
health
9 697
-
7 034
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

86 168
-
62 603
-
unemployment
-
-
-
-
pensions
359 844
-
262 874
-
total
455 709
-
332 511
-
Corporate
-
3 497 000
-
-
regional
-
739 634
-
-
national
-
297 240
-
-
total
-
1 036 874
-
-
Dividends
-
2 460 126
-
-
withholding
-
861 022
-
-
total
-
861 022
-
-
Income
3 497 000
3 497 000
3 497 000
3 497 000
Total tax
1 000 248
1 897 896
775 960
566 797
After tax
2 496 752
1 599 104
2 721 040
2 930 203
Living cost
3 715 896
3 715 896
3 715 896
3 715 896
Free-cash
-1 219 144
-2 116 792
-994 856
-785 693

Estimated living cost  is ₴3715896 per year

₴2347676
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴351101
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴47983
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴969096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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