Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 3132000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴1570988
-₴2302242
-₴1281204
-₴1095438
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 132 000
regional
-
-
-
86 647
pensions
-
-
-
288 118
health
-
-
-
7 069
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
62 663
national
-
-
-
15 502
city
-
-
-
33 023
total
-
-
-
493 022
Employee
4 294 797
-
2 803 285
-
unemployment
-
-
-
-
pensions
359 920
-
235 503
-
national
14 290
-
17 218
-
regional
83 113
-
91 798
-
health
9 644
-
6 312
-
city
46 151
-
30 094
-
total
513 118
-
380 925
-
Employer
4 294 797
-
2 803 285
-
pensions
359 920
-
235 503
-
unemployment
-
-
-
-
health
9 644
-
6 312
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

85 890
-
56 048
-
total
455 454
-
297 863
-
Corporate
-
3 132 000
-
-
regional
-
662 429
-
-
national
-
266 204
-
-
total
-
928 633
-
-
Dividends
-
2 203 367
-
-
withholding
-
771 193
-
-
total
-
771 193
-
-
Income
3 132 000
3 132 000
3 132 000
3 132 000
Total tax
968 572
1 699 826
678 788
493 022
After tax
2 163 428
1 432 174
2 453 212
2 638 978
Living cost
3 734 416
3 734 416
3 734 416
3 734 416
Free-cash
-1 570 988
-2 302 242
-1 281 204
-1 095 438

Estimated living cost  is ₴3734416 per year

₴2359377
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴352851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴48222
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴973926
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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