Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 30000

per

Your estimated

Best value All models

City

free-cash

Brussels , Belgium

-₴127401

-₴123852

-₴128319

-₴377028

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

30 000

social contributions

11 128

communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 134

national

4 719

total

16 981

Employee

The minimum management director salary is set at €45,000 per year.

315 260

23 238

health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

14 817

1 094

pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

23 646

1 743

unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 744

200

national

116 271

5 051

communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

16 444

1 214

total

173 922

9 302

Employer

The minimum management director salary is set at €45,000 per year.

315 260

23 238

unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 603

340

accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 098

300

health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

19 388

1 426

pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

27 932

2 059

surtax

35 747

2 636

total

91 768

6 761

Corporate

30 000

surtax

120

income

6 001

total

6 121

Dividends

23 879

withholding

As an investor, you can take advantage of €640 tax free allowance per year.

6 393

total

6 393

Income

30 000

Total tax

265 690

12 514

16 063

16 981

After tax

-235 690

17 486

13 937

13 019

Living cost

141 338

Free-cash

-377 028

-123 852

-127 401

-128 319

Estimated living cost is ₴141338 per month

₴86556

Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₴13459

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₴2411

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₴38912

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₴0

I'm drinking at home rarely or never.

₴0

I do not smoke or smoke very rarely.

Adjust living cost Show details Source

Additional information

In cases when only one person has an income, one income is low, or it is less than 70% of an income of a partner, it is possible to file a joint tax form. Then you can use up to €10,720 per year as your income to benefit from a smaller tax rate on earnings below €10,720.