Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 2542500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴2719688
-₴1868664
-₴1720163
-₴2290503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 542 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
50 866
regional
-
-
-
54 488
health
-
-
-
6 667
city
-
-
-
26 772
national
-
-
-
7 664
pensions
-
-
-
233 911
total
-
-
-
380 368
Employee
4 412 741
-
2 275 676
-
unemployment
-
-
-
-
pensions
370 656
-
191 128
-
national
6 299
-
8 346
-
regional
47 612
-
58 005
-
city
47 402
-
24 462
-
health
9 921
-
5 144
-
total
481 890
-
287 085
-
Employer
4 412 741
-
2 275 676
-
health
9 921
-
5 144
-
pensions
370 656
-
191 128
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

88 241
-
45 512
-
total
468 818
-
241 784
-
Corporate
-
2 542 500
-
-
regional
-
537 742
-
-
national
-
216 115
-
-
total
-
753 857
-
-
Dividends
-
1 788 642
-
-
withholding
-
626 036
-
-
total
-
626 036
-
-
Income
2 542 500
2 542 500
2 542 500
2 542 500
Total tax
950 708
1 379 893
528 869
380 368
After tax
1 591 792
1 162 607
2 013 631
2 162 132
Living cost
3 882 295
3 882 295
3 882 295
3 882 295
Free-cash
-2 290 503
-2 719 688
-1 868 664
-1 720 163

Estimated living cost  is ₴3882295 per year

₴2452806
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴366824
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴50131
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1012492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close