Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 1751000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴2783900
-₴2875356
-₴2272785
-₴2172579
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 751 000
health
-
-
-
6 312
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
35 042
national
-
-
-
1 441
regional
-
-
-
25 200
pensions
-
-
-
161 093
city
-
-
-
18 440
total
-
-
-
247 528
Employee
4 140 492
-
1 567 192
-
pensions
347 834
-
131 668
-
city
44 486
-
16 850
-
regional
17 297
-
27 188
-
health
9 295
-
3 529
-
national
-
-
1 938
-
unemployment
-
-
-
-
total
418 912
-
181 173
-
Employer
4 140 492
-
1 567 192
-
health
9 295
-
3 529
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

82 808
-
31 364
-
unemployment
-
-
-
-
pensions
347 834
-
131 668
-
total
439 937
-
166 561
-
Corporate
-
1 751 000
-
-
regional
-
370 350
-
-
national
-
148 816
-
-
total
-
519 166
-
-
Dividends
-
1 231 834
-
-
withholding
-
431 139
-
-
total
-
431 139
-
-
Income
1 751 000
1 751 000
1 751 000
1 751 000
Total tax
858 849
950 305
347 734
247 528
After tax
892 151
800 695
1 403 266
1 503 472
Living cost
3 676 051
3 676 051
3 676 051
3 676 051
Free-cash
-2 783 900
-2 875 356
-2 272 785
-2 172 579

Estimated living cost  is ₴3676051 per year

₴2322502
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴347336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴47468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴958704
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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