Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 1554000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴2999144
-₴2986446
-₴2445670
-₴2357791
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 554 000
health
-
-
-
6 349
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
31 093
national
-
-
-
-
regional
-
-
-
17 996
pensions
-
-
-
142 967
city
-
-
-
16 346
total
-
-
-
214 751
Employee
4 157 184
-
1 390 888
-
pensions
349 220
-
116 873
-
city
44 640
-
14 947
-
regional
11 197
-
19 795
-
health
9 348
-
3 149
-
national
-
-
50
-
unemployment
-
-
-
-
total
414 405
-
154 814
-
Employer
4 157 184
-
1 390 888
-
health
9 348
-
3 149
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

83 131
-
27 794
-
unemployment
-
-
-
-
pensions
349 220
-
116 873
-
total
441 699
-
147 816
-
Corporate
-
1 554 000
-
-
regional
-
328 674
-
-
national
-
132 070
-
-
total
-
460 744
-
-
Dividends
-
1 093 256
-
-
withholding
-
382 662
-
-
total
-
382 662
-
-
Income
1 554 000
1 554 000
1 554 000
1 554 000
Total tax
856 104
843 406
302 630
214 751
After tax
697 896
710 594
1 251 370
1 339 249
Living cost
3 697 040
3 697 040
3 697 040
3 697 040
Free-cash
-2 999 144
-2 986 446
-2 445 670
-2 357 791

Estimated living cost  is ₴3697040 per year

₴2335763
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴349320
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴47739
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴964178
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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