Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 1554000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴3170767
-₴2628275
-₴2541157
-₴3223354
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 554 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
31 069
regional
-
-
-
16 741
health
-
-
-
6 665
city
-
-
-
16 321
national
-
-
-
-
pensions
-
-
-
143 010
total
-
-
-
213 806
Employee
4 361 864
-
1 390 838
-
unemployment
-
-
-
-
pensions
366 420
-
116 874
-
national
-
-
-
-
regional
9 447
-
18 106
-
city
46 865
-
14 957
-
health
9 814
-
3 149
-
total
432 546
-
153 086
-
Employer
4 361 864
-
1 390 838
-
health
9 814
-
3 149
-
pensions
366 420
-
116 874
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

87 223
-
27 815
-
total
463 457
-
147 838
-
Corporate
-
1 554 000
-
-
regional
-
328 686
-
-
national
-
132 094
-
-
total
-
460 780
-
-
Dividends
-
1 093 220
-
-
withholding
-
382 636
-
-
total
-
382 636
-
-
Income
1 554 000
1 554 000
1 554 000
1 554 000
Total tax
896 003
843 416
300 924
213 806
After tax
657 997
710 584
1 253 076
1 340 194
Living cost
3 881 351
3 881 351
3 881 351
3 881 351
Free-cash
-3 223 354
-3 170 767
-2 628 275
-2 541 157

Estimated living cost  is ₴3881351 per year

₴2452209
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴366735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴50119
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1012246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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