Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 1460000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴3350646
-₴3243864
-₴2732536
-₴2651140
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 460 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
29 195
city
-
-
-
15 338
regional
-
-
-
14 068
pensions
-
-
-
134 285
national
-
-
-
-
health
-
-
-
6 717
total
-
-
-
199 603
Employee
4 392 296
-
1 306 728
-
national
-
-
-
-
unemployment
-
-
-
-
city
47 177
-
14 016
-
regional
6 400
-
15 338
-
health
9 890
-
2 962
-
pensions
368 952
-
109 797
-
total
432 419
-
142 113
-
Employer
4 392 296
-
1 306 728
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

87 848
-
26 127
-
pensions
368 952
-
109 797
-
unemployment
-
-
-
-
health
9 890
-
2 962
-
total
466 690
-
138 886
-
Corporate
-
1 460 000
-
-
regional
-
308 765
-
-
national
-
124 077
-
-
total
-
432 842
-
-
Dividends
-
1 027 158
-
-
withholding
-
359 485
-
-
total
-
359 485
-
-
Income
1 460 000
1 460 000
1 460 000
1 460 000
Total tax
899 109
792 327
280 999
199 603
After tax
560 891
667 673
1 179 001
1 260 397
Living cost
3 911 537
3 911 537
3 911 537
3 911 537
Free-cash
-3 350 646
-3 243 864
-2 732 536
-2 651 140

Estimated living cost  is ₴3911537 per year

₴2471281
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴369587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴50509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1020119
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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