Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 13000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
-₴254391
-₴266152
-₴151369
-₴264475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 000
income
-
-
-
1 169
health
-
-
-
1 996
pensions
-
-
-
2 338
total
-
-
-
5 503
Employee
238 538
178 921
178 921
-
pensions
24 548
24 548
32 206
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

29 287
29 287
29 287
-
health
25 836
23 359
27 462
-
total
79 671
77 194
88 955
-
Employer
238 538
178 921
178 921
-
health
15 455
12 437
12 437
-
pensions
15 479
12 453
12 453
-
unemployment
8 004
6 441
6 441
-
total
38 938
31 331
31 331
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
13 000
13 000
13 000
13 000
Total tax
118 609
108 525
120 286
5 503
After tax
-105 609
-95 525
-107 286
7 497
Living cost
158 866
158 866
158 866
158 866
Free-cash
-264 475
-254 391
-266 152
-151 369

Estimated living cost  is ₴158866 per month

₴107730
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴15825
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴2791
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴32524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

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Amsterdam , Netherlands
-₴301402
-₴313163
-₴198380
-₴322376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 000
income
-
-
-
1 169
health
-
-
-
1 996
pensions
-
-
-
2 338
total
-
-
-
5 503
Employee
296 439
178 921
178 921
-
pensions
24 548
24 548
32 206
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

40 177
29 287
29 287
-
health
25 836
23 359
27 462
-
total
90 561
77 194
88 955
-
Employer
296 439
178 921
178 921
-
health
15 455
12 437
12 437
-
pensions
15 479
12 453
12 453
-
unemployment
8 004
6 441
6 441
-
total
38 938
31 331
31 331
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
13 000
13 000
13 000
13 000
Total tax
129 499
108 525
120 286
5 503
After tax
-116 499
-95 525
-107 286
7 497
Living cost
205 877
205 877
205 877
205 877
Free-cash
-322 376
-301 402
-313 163
-198 380

Estimated living cost  is ₴205877 per month

₴144918
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴20755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴2664
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴37542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

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