Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 6256000

per

Your estimated

Best value All models

City

free-cash

Brussels , Belgium

-₽964255

-₽3255220

₽201122

-₽502526

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

6 256 000

social contributions

994 102

national

2 145 973

communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

315 727

total

3 455 802

Employee

The minimum management director salary is set at €45,000 per year.

7 366 838

4 845 382

national

2 716 960

1 621 134

health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

346 243

227 739

unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

64 119

42 122

communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

384 246

252 732

pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

552 547

363 372

total

4 064 115

2 507 099

Employer

The minimum management director salary is set at €45,000 per year.

7 366 838

4 845 382

accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

95 757

62 996

pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

652 703

429 270

unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

107 551

70 765

surtax

835 325

549 458

health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

453 045

297 943

total

2 144 381

1 410 432

Corporate

6 256 000

income

1 251 209

surtax

24 992

total

1 276 201

Dividends

4 979 798

withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 475 953

total

1 475 953

Income

6 256 000

Total tax

6 208 496

2 752 154

3 917 531

3 455 802

After tax

47 504

3 503 846

2 338 469

2 800 198

Living cost

3 302 724

Free-cash

-3 255 220

201 122

-964 255

-502 526

Estimated living cost is ₽3302724 per year

₽2022603

Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽314511

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽56350

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽909273

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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Additional information

In cases when only one person has an income, one income is low, or it is less than 70% of an income of a partner, it is possible to file a joint tax form. Then you can use up to €10,720 per year as your income to benefit from a smaller tax rate on earnings below €10,720.