Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 4539500

per

Your estimated

Best value All models

City

free-cash

Barcelona , Spain

-₽639905

-₽1424604

-₽7019

-₽669184

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

4 539 500

other

4 540

income

784 563

pensions

1 280 688

unemployment

31 688

accident

40 769

total

2 142 248

Employee

4 522 429

3 442 178

unemployment

70 140

53 370

other

4 540

3 428

income

1 168 713

797 071

pensions

212 552

161 777

total

1 455 945

1 015 646

Employer

4 522 429

3 442 178

other

36 228

27 519

accident

89 505

68 195

pensions

1 067 302

812 313

unemployment

248 688

189 296

total

1 441 723

1 097 323

Corporate

4 539 500

income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

680 927

total

680 927

Dividends

3 858 573

withholding

799 156

total

799 156

Income

4 539 500

Total tax

2 897 668

1 480 083

2 112 969

2 142 248

After tax

1 641 832

3 059 417

2 426 531

2 397 252

Living cost

3 066 436

Free-cash

-1 424 604

-7 019

-639 905

-669 184

Estimated living cost is ₽3066436 per year

₽2136827

Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽250263

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽50683

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽628577

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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