Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 395500

per

Your estimated

Best value All models

City

free-cash

Rotterdam , Netherlands

-₽6025289

-₽5754773

-₽3426043

-₽5986696

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

395 500

income

35 575

pensions

71 150

health

60 725

total

167 450

Employee

5 486 621

4 115 369

health

594 259

537 284

631 663

pensions

564 629

740 766

income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

673 620

total

1 832 508

1 775 533

2 046 049

Employer

5 486 621

4 115 369

unemployment

184 094

148 153

health

355 476

286 064

pensions

356 025

286 430

total

895 595

720 647

Corporate

income

total

Dividends

withholding

income

total

Income

395 500

Total tax

2 728 103

2 496 180

2 766 696

167 450

After tax

-2 332 603

-2 100 680

-2 371 196

228 050

Living cost

3 654 093

Free-cash

-5 986 696

-5 754 773

-6 025 289

-3 426 043

Estimated living cost is ₽3654093 per year

₽2477909

Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽363982

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽64200

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽748083

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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