Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 288500
per

Your estimated
City
free-cash

Luxembourg , Luxembourg
-₽201280
-₽334866
-₽315848
-₽205130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
288 500
income
-
-
-
3 502
pensions
-
-
-
46 159
accident
-
-
-
2 593
health
-
-
-
21 642
surtax
-
-
-
-
communal
-
-
-
-
total
-
-
-
73 896
Employee
484 450
-
257 704
-
health
21 556
-
11 466
-
income
4 408
-
7 165
-
surtax
-
-
-
-
pensions
38 755
-
20 619
-
total
64 719
-
39 250
-
Employer
484 450
-
257 704
-
accident
4 358
-
2 320
-
pensions
38 755
-
20 619
-
health
14 777
-
7 857
-
total
57 890
-
30 796
-
Corporate
-
288 500
-
-
income
-
43 277
-
-
communal
-
19 471
-
-
surtax
-
3 030
-
-
total
-
65 778
-
-
Dividends
-
222 721
-
-
income
81 023
85 431
-
-
withholding
-
33 405
-
-
total
81 023
118 836
-
-
Income
288 500
288 500
288 500
288 500
Total tax
203 632
184 614
70 046
73 896
After tax
84 868
103 886
218 454
214 604
Living cost
419 734
419 734
419 734
419 734
Free-cash
-334 866
-315 848
-201 280
-205 130

Estimated living cost  is ₽419734 per month

₽307977
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽27102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽4733
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽79923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Luxembourg model

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