Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 7100
per

Your estimated
City
free-cash

Luxembourg , Luxembourg
€291
-€952
-€1821
€109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 100
income
-
-
-
441
pensions
-
-
-
1 064
accident
-
-
-
60
health
-
-
-
499
surtax
-
-
-
-
communal
-
-
-
449
total
-
-
-
2 513
Employee
6 025
-
6 342
-
health
268
-
282
-
income
796
-
785
-
surtax
-
-
-
-
pensions
482
-
507
-
total
1 546
-
1 574
-
Employer
6 025
-
6 342
-
accident
54
-
57
-
pensions
482
-
507
-
health
184
-
193
-
total
720
-
757
-
Corporate
355
7 100
-
-
income
53
1 065
-
-
communal
-
479
-
-
surtax
4
75
-
-
total
57
1 619
-
-
Dividends
298
5 481
-
-
income
1 206
2 002
-
-
withholding
45
822
-
-
total
1 251
2 824
-
-
Income
7 100
7 100
7 100
7 100
Total tax
3 574
4 443
2 331
2 513
After tax
3 526
2 657
4 769
4 587
Living cost
4 478
4 478
4 478
4 478
Free-cash
-952
-1 821
291
109

Estimated living cost  is €4478 per month

€3286
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€50
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€853
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close