Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 38400
per

Your estimated
City
free-cash

Larnaca , Cyprus
€5408
€6825
€4651
€4436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 400
health
-
-
-
979
social contributions
-
-
-
5 990
income
-
-
-
2 558
total
-
-
-
9 527
Employee
40 520
40 520
40 520
-
health
494
689
593
-
income
4 095
3 751
3 920
-
social contributions
2 411
3 363
2 893
-
total
7 000
7 803
7 406
-
Employer
40 520
40 520
40 520
-
health
537
750
645
-
social contributions
2 411
3 363
2 893
-
total
2 948
4 113
3 538
-
Corporate
6 404
-
-
-
income
800
-
-
-
total
800
-
-
-
Dividends
5 604
-
-
-
withholding
953
-
-
-
total
953
-
-
-
Income
38 400
38 400
38 400
38 400
Total tax
11 701
11 916
10 944
9 527
After tax
26 699
26 484
27 456
28 873
Living cost
22 048
22 048
22 048
22 048
Free-cash
4 651
4 436
5 408
6 825

Estimated living cost  is €22048 per year

€12271
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€2393
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€6844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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