Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 9850
per

Your estimated
City
free-cash

Amsterdam , Netherlands
$2064
$3424
$2552
$2193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
9 850
income
-
-
-
3 248
health
-
-
-
628
pensions
-
-
-
597
total
-
-
-
4 473
Employee
4 723
4 350
8 903
-
pensions
597
597
597
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

712
712
1 429
-
health
589
568
628
-
total
1 898
1 877
2 654
-
Employer
4 723
4 350
8 903
-
health
328
302
376
-
pensions
329
303
376
-
unemployment
170
157
195
-
total
827
762
947
-
Corporate
4 300
4 738
-
-
income
860
948
-
-
total
860
948
-
-
Dividends
3 440
3 790
-
-
income
731
805
-
-
withholding
516
569
-
-
total
1 247
1 374
-
-
Income
9 850
9 850
9 850
9 850
Total tax
4 832
4 961
3 601
4 473
After tax
5 018
4 889
6 249
5 377
Living cost
2 825
2 825
2 825
2 825
Free-cash
2 193
2 064
3 424
2 552

Estimated living cost  is $2825 per month

$2084
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$252
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$32
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$456
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
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Source of data for Amsterdam model

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