Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 98150
per

Your estimated
City
free-cash

Amsterdam , Netherlands
$16767
$15259
$27296
$21477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 150
health
-
-
-
7 388
income
-
-
-
29 041
pensions
-
-
-
7 020
total
-
-
-
43 449
Employee
55 549
51 165
87 015
-
pensions
7 020
7 020
7 020
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

8 375
8 375
12 087
-
health
6 930
6 680
7 388
-
total
22 325
22 075
26 495
-
Employer
55 549
51 165
87 015
-
health
3 860
3 557
4 420
-
unemployment
2 000
1 842
2 289
-
pensions
3 866
3 561
4 426
-
total
9 726
8 960
11 135
-
Corporate
32 875
38 025
-
-
income
6 575
7 605
-
-
total
6 575
7 605
-
-
Dividends
26 300
30 420
-
-
withholding
3 945
4 563
-
-
income
5 588
6 464
-
-
total
9 533
11 027
-
-
Income
98 150
98 150
98 150
98 150
Total tax
48 159
49 667
37 630
43 449
After tax
49 991
48 483
60 520
54 701
Living cost
33 224
33 224
33 224
33 224
Free-cash
16 767
15 259
27 296
21 477

Estimated living cost  is $33224 per year

$24508
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$2968
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$5368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
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Source of data for Amsterdam model

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