Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 89300
per

Your estimated
City
free-cash

Barcelona , Spain
$33267
$37754
$25646
$28329
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 300
other
-
-
-
57
income
-
-
-
22 055
pensions
-
-
-
15 969
accident
-
-
-
508
unemployment
-
-
-
395
total
-
-
-
38 984
Employee
30 306
-
71 310
-
pensions
1 425
-
2 653
-
other
30
-
57
-
income
6 394
-
20 092
-
unemployment
470
-
875
-
total
8 319
-
23 677
-
Employer
30 306
-
71 310
-
other
241
-
452
-
unemployment
1 667
-
3 103
-
accident
600
-
1 117
-
pensions
7 152
-
13 318
-
total
9 660
-
17 990
-
Corporate
49 335
89 300
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 400
13 395
-
-
total
7 400
13 395
-
-
Dividends
41 935
75 905
-
-
withholding
8 667
16 164
-
-
total
8 667
16 164
-
-
Income
89 300
89 300
89 300
89 300
Total tax
34 046
29 559
41 667
38 984
After tax
55 254
59 741
47 633
50 316
Living cost
21 987
21 987
21 987
21 987
Free-cash
33 267
37 754
25 646
28 329

Estimated living cost  is $21987 per year

$16191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$1560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$3919
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
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Source of data for Barcelona model

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Estimated living cost

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