Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 800
per

Your estimated
City
free-cash

Thessaloniki , Greece
$242
$164
$206
$180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
800
surtax
-
-
-
11
health
-
-
-
57
unemployment
-
-
-
3
pensions
-
-
-
160
other
-
-
-
-
income
-
-
-
128
total
-
-
-
359
Employee
391
-
661
-
pensions
26
-
44
-
income
66
-
120
-
surtax
1
-
9
-
unemployment
27
-
46
-
other
-
-
-
-
health
10
-
17
-
total
130
-
236
-
Employer
391
-
661
-
other
-
-
-
-
unemployment
12
-
21
-
health
18
-
30
-
pensions
52
-
88
-
total
82
-
139
-
Corporate
326
800
-
-
income
85
208
-
-
total
85
208
-
-
Dividends
242
592
-
-
withholding
36
89
-
-
total
36
89
-
-
Income
800
800
800
800
Total tax
333
297
375
359
After tax
467
503
425
441
Living cost
261
261
261
261
Free-cash
206
242
164
180

Estimated living cost  is $261 per week

$160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$24
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$71
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
$237
$159
$199
$175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
800
surtax
-
-
-
11
health
-
-
-
57
unemployment
-
-
-
3
pensions
-
-
-
160
other
-
-
-
-
income
-
-
-
128
total
-
-
-
359
Employee
398
-
661
-
pensions
27
-
44
-
income
67
-
120
-
surtax
1
-
9
-
unemployment
28
-
46
-
other
-
-
-
-
health
10
-
17
-
total
133
-
236
-
Employer
398
-
661
-
other
-
-
-
-
unemployment
13
-
21
-
health
18
-
30
-
pensions
53
-
88
-
total
84
-
139
-
Corporate
318
800
-
-
income
83
208
-
-
total
83
208
-
-
Dividends
235
592
-
-
withholding
35
89
-
-
total
35
89
-
-
Income
800
800
800
800
Total tax
335
297
375
359
After tax
465
503
425
441
Living cost
266
266
266
266
Free-cash
199
237
159
175

Estimated living cost  is $266 per week

$160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$23
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$76
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Estimated living cost

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Source

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