Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 650
per

Your estimated
City
free-cash

Sofia , Bulgaria
$366
$272
$259
$297
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
650
unemployment
-
-
-
2
health
-
-
-
44
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
57
income
-
-
-
98
total
-
-
-
201
Employee
251
-
574
-
accident

We are using the highest rate at 1.1%.

3
-
4
-
health
12
-
18
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

22
-
34
-
income
25
-
57
-
total
62
-
113
-
Employer
251
-
574
-
accident

We are using the highest rate at 1.1%.

3
-
4
-
unemployment
2
-
2
-
health
17
-
27
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

28
-
42
-
total
50
-
75
-
Corporate
349
650
-
-
income
35
65
-
-
total
35
65
-
-
Dividends
314
585
-
-
withholding
16
29
-
-
total
16
29
-
-
Income
650
650
650
650
Total tax
163
94
188
201
After tax
487
556
462
449
Living cost
190
190
190
190
Free-cash
297
366
272
259

Estimated living cost  is $190 per week

$126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$11
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$49
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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Estimated living cost

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