Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 650
per

Your estimated
City
free-cash

Sofia , Bulgaria
$367
$298
$260
$274
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
650
income
-
-
-
98
health
-
-
-
44
unemployment
-
-
-
2
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
57
total
-
-
-
201
Employee
250
-
575
-
health
12
-
18
-
income
25
-
57
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

22
-
34
-
accident

We are using the highest rate at 1.1%.

3
-
4
-
total
62
-
113
-
Employer
250
-
575
-
accident

We are using the highest rate at 1.1%.

3
-
4
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

28
-
42
-
health
17
-
26
-
unemployment
2
-
2
-
total
50
-
74
-
Corporate
350
650
-
-
income
35
65
-
-
total
35
65
-
-
Dividends
315
585
-
-
withholding
16
29
-
-
total
16
29
-
-
Income
650
650
650
650
Total tax
163
94
187
201
After tax
487
556
463
449
Living cost
189
189
189
189
Free-cash
298
367
274
260

Estimated living cost  is $189 per week

$125
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$11
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$49
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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Estimated living cost

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Source

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