Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 500
per

Your estimated
City
free-cash

Athens , Greece
$91
$50
$65
$59
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
500
unemployment
-
-
-
2
health
-
-
-
35
pensions
-
-
-
100
other
-
-
-
-
income
-
-
-
72
surtax
-
-
-
3
total
-
-
-
212
Employee
335
-
413
-
health
9
-
11
-
pensions
22
-
28
-
surtax
1
-
3
-
other
-
-
-
-
unemployment
23
-
29
-
income
56
-
69
-
total
111
-
140
-
Employer
335
-
413
-
pensions
45
-
55
-
unemployment
11
-
13
-
health
15
-
19
-
other
-
-
-
-
total
71
-
87
-
Corporate
95
500
-
-
income
25
130
-
-
total
25
130
-
-
Dividends
70
370
-
-
withholding
11
56
-
-
total
11
56
-
-
Income
500
500
500
500
Total tax
218
186
227
212
After tax
282
314
273
288
Living cost
223
223
223
223
Free-cash
59
91
50
65

Estimated living cost  is $223 per week

$135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$19
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$64
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Thessaloniki , Greece
$95
$54
$69
$65
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
500
unemployment
-
-
-
2
health
-
-
-
35
pensions
-
-
-
100
other
-
-
-
-
income
-
-
-
72
surtax
-
-
-
3
total
-
-
-
212
Employee
329
-
413
-
health
8
-
11
-
pensions
22
-
28
-
surtax
1
-
3
-
other
-
-
-
-
unemployment
23
-
29
-
income
55
-
69
-
total
109
-
140
-
Employer
329
-
413
-
pensions
44
-
55
-
unemployment
10
-
13
-
health
15
-
19
-
other
-
-
-
-
total
69
-
87
-
Corporate
102
500
-
-
income
27
130
-
-
total
27
130
-
-
Dividends
76
370
-
-
withholding
11
56
-
-
total
11
56
-
-
Income
500
500
500
500
Total tax
216
186
227
212
After tax
284
314
273
288
Living cost
219
219
219
219
Free-cash
65
95
54
69

Estimated living cost  is $219 per week

$134
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$20
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$60
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Estimated living cost

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Estimated living cost

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Source

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