Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 500
per

Your estimated
City
free-cash

Thessaloniki , Greece
$20
$17
$58
$31
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
500
health
-
-
-
35
income
-
-
-
72
surtax
-
-
-
2
pensions
-
-
-
100
other
-
-
-
-
unemployment
-
-
-
3
total
-
-
-
212
Employee
385
-
413
-
unemployment
27
-
29
-
pensions
26
-
28
-
health
10
-
11
-
income
65
-
69
-
other
-
-
-
-
surtax
1
-
2
-
total
129
-
139
-
Employer
385
-
413
-
pensions
51
-
55
-
other
-
-
-
-
health
18
-
19
-
unemployment
12
-
13
-
total
81
-
87
-
Corporate
34
500
-
-
income
9
130
-
-
total
9
130
-
-
Dividends
25
370
-
-
withholding
4
55
-
-
total
4
55
-
-
Income
500
500
500
500
Total tax
223
185
226
212
After tax
277
315
274
288
Living cost
257
257
257
257
Free-cash
20
58
17
31

Estimated living cost  is $257 per week

$157
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$24
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$70
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
$17
$13
$54
$27
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
500
health
-
-
-
35
income
-
-
-
72
surtax
-
-
-
2
pensions
-
-
-
100
other
-
-
-
-
unemployment
-
-
-
3
total
-
-
-
212
Employee
392
-
413
-
unemployment
27
-
29
-
pensions
26
-
28
-
health
10
-
11
-
income
66
-
69
-
other
-
-
-
-
surtax
1
-
2
-
total
130
-
139
-
Employer
392
-
413
-
pensions
52
-
55
-
other
-
-
-
-
health
18
-
19
-
unemployment
12
-
13
-
total
82
-
87
-
Corporate
26
500
-
-
income
7
130
-
-
total
7
130
-
-
Dividends
19
370
-
-
withholding
3
55
-
-
total
3
55
-
-
Income
500
500
500
500
Total tax
222
185
226
212
After tax
278
315
274
288
Living cost
261
261
261
261
Free-cash
17
54
13
27

Estimated living cost  is $261 per week

$158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$23
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$75
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Estimated living cost

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Source

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