Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 450
per

Your estimated
City
free-cash

Varna , Bulgaria
$138
$143
$191
$243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
450
unemployment
-
-
-
2
health
-
-
-
44
income
-
-
-
68
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
56
total
-
-
-
170
Employee
188
-
376
-
income
19
-
38
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

17
-
33
-
health
9
-
17
-
accident

We are using the highest rate at 1.1%.

2
-
4
-
total
47
-
92
-
Employer
188
-
376
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

21
-
41
-
accident

We are using the highest rate at 1.1%.

2
-
4
-
health
13
-
26
-
unemployment
1
-
2
-
total
37
-
73
-
Corporate
225
450
-
-
income
23
45
-
-
total
23
45
-
-
Dividends
203
405
-
-
withholding
10
20
-
-
total
10
20
-
-
Income
450
450
450
450
Total tax
117
65
165
170
After tax
333
385
285
280
Living cost
142
142
142
142
Free-cash
191
243
143
138

Estimated living cost  is $142 per week

$83
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$10
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$45
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
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Source of data for Varna model

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Estimated living cost

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