Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 450
per

Your estimated
City
free-cash

Sofia , Bulgaria
$142
$106
$109
$206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
450
income
-
-
-
68
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
54
unemployment
-
-
-
1
health
-
-
-
42
total
-
-
-
165
Employee
237
-
379
-
income
24
-
38
-
accident

We are using the highest rate at 1.1%.

3
-
4
-
health
11
-
17
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

21
-
32
-
total
59
-
91
-
Employer
237
-
379
-
unemployment
1
-
2
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

26
-
40
-
accident

We are using the highest rate at 1.1%.

3
-
4
-
health
16
-
25
-
total
46
-
71
-
Corporate
166
450
-
-
income
17
45
-
-
total
17
45
-
-
Dividends
150
405
-
-
withholding
7
20
-
-
total
7
20
-
-
Income
450
450
450
450
Total tax
129
65
162
165
After tax
321
385
288
285
Living cost
179
179
179
179
Free-cash
142
206
109
106

Estimated living cost  is $179 per week

$118
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$10
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$46
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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