Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 2250
per

Your estimated
City
free-cash

Zurich , Switzerland
$975
$886
$561
$210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 250
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
45
health
-
-
-
5
city
-
-
-
24
national
-
-
-
53
regional
-
-
-
122
pensions
-
-
-
207
total
-
-
-
456
Employee
958
-
2 021
-
pensions
81
-
161
-
national
5
-
43
-
unemployment
-
-
-
-
city
10
-
22
-
health
2
-
5
-
regional
31
-
108
-
total
129
-
339
-
Employer
958
-
2 021
-
pensions
81
-
161
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

19
-
40
-
health
2
-
5
-
unemployment
-
-
-
-
total
102
-
206
-
Corporate
1 179
2 250
-
-
regional
249
476
-
-
national
100
191
-
-
total
349
667
-
-
Dividends
830
1 583
-
-
withholding
290
554
-
-
total
290
554
-
-
Income
2 250
2 250
2 250
2 250
Total tax
870
1 221
545
456
After tax
1 380
1 029
1 705
1 794
Living cost
819
819
819
819
Free-cash
561
210
886
975

Estimated living cost  is $819 per week

$533
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$73
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$10
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$203
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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Estimated living cost

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Source

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