Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 1150
per

Your estimated
City
free-cash

Rotterdam , Netherlands
$104
$39
$198
$123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 150
income
-
-
-
237
pensions
-
-
-
127
health
-
-
-
134
total
-
-
-
498
Employee
925
925
979
-
health
142
121
124
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

151
151
151
-
pensions
166
127
127
-
total
459
399
402
-
Employer
925
925
979
-
unemployment
33
33
35
-
pensions
64
64
68
-
health
64
64
68
-
total
161
161
171
-
Corporate
74
63
-
-
income
15
13
-
-
total
15
13
-
-
Dividends
60
50
-
-
income
13
11
-
-
withholding
9
8
-
-
total
22
19
-
-
Income
1 150
1 150
1 150
1 150
Total tax
657
592
573
498
After tax
493
558
577
652
Living cost
454
454
454
454
Free-cash
39
104
123
198

Estimated living cost  is $454 per week

$322
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$41
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$84
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
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