Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 99000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴73669
₴76540
₴75705
₴71650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
health
-
-
-
1 893
income
-
-
-
14 850
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 436
unemployment
-
-
-
66
total
-
-
-
19 245
Employee
10 732
-
95 771
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

942
-
1 445
-
income
1 073
-
9 577
-
health
494
-
757
-
accident

We are using the highest rate at 1.1%.

118
-
181
-
total
2 627
-
11 960
-
Employer
10 732
-
95 771
-
health
741
-
1 136
-
unemployment
64
-
99
-
accident

We are using the highest rate at 1.1%.

118
-
181
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 183
-
1 814
-
total
2 106
-
3 230
-
Corporate
86 162
99 000
-
-
income
8 616
9 900
-
-
total
8 616
9 900
-
-
Dividends
77 546
89 100
-
-
withholding
3 877
4 455
-
-
total
3 877
4 455
-
-
Income
99 000
99 000
99 000
99 000
Total tax
17 226
14 355
15 190
19 245
After tax
81 774
84 645
83 810
79 755
Living cost
8 105
8 105
8 105
8 105
Free-cash
73 669
76 540
75 705
71 650

Estimated living cost  is ₴8105 per week

₴5361
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴464
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴193
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2087
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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