Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 99000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴74663
₴75909
₴70678
₴72814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
health
-
-
-
2 040
income
-
-
-
14 850
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 625
unemployment
-
-
-
71
total
-
-
-
19 586
Employee
11 568
-
95 520
-
income
1 157
-
9 552
-
accident

We are using the highest rate at 1.1%.

127
-
195
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 016
-
1 558
-
health
532
-
816
-
total
2 832
-
12 121
-
Employer
11 568
-
95 520
-
unemployment
69
-
106
-
health
798
-
1 224
-
accident

We are using the highest rate at 1.1%.

127
-
195
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 275
-
1 955
-
total
2 269
-
3 480
-
Corporate
85 163
99 000
-
-
income
8 516
9 900
-
-
total
8 516
9 900
-
-
Dividends
76 646
89 100
-
-
withholding
3 833
4 455
-
-
total
3 833
4 455
-
-
Income
99 000
99 000
99 000
99 000
Total tax
17 450
14 355
15 601
19 586
After tax
81 550
84 645
83 399
79 414
Living cost
8 736
8 736
8 736
8 736
Free-cash
72 814
75 909
74 663
70 678

Estimated living cost  is ₴8736 per week

₴5778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴208
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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