Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 98500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴72492
₴75560
₴74343
₴70373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
unemployment
-
-
-
70
income
-
-
-
14 775
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 602
health
-
-
-
2 022
total
-
-
-
19 469
Employee
11 465
-
95 051
-
accident

We are using the highest rate at 1.1%.

126
-
193
-
health
527
-
809
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 007
-
1 544
-
income
1 147
-
9 505
-
total
2 807
-
12 051
-
Employer
11 465
-
95 051
-
accident

We are using the highest rate at 1.1%.

126
-
193
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 263
-
1 937
-
unemployment
69
-
105
-
health
791
-
1 213
-
total
2 249
-
3 448
-
Corporate
84 786
98 500
-
-
income
8 478
9 850
-
-
total
8 478
9 850
-
-
Dividends
76 307
88 650
-
-
withholding
3 816
4 432
-
-
total
3 816
4 432
-
-
Income
98 500
98 500
98 500
98 500
Total tax
17 350
14 282
15 499
19 469
After tax
81 150
84 218
83 001
79 031
Living cost
8 658
8 658
8 658
8 658
Free-cash
72 492
75 560
74 343
70 373

Estimated living cost  is ₴8658 per week

₴5726
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2230
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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