Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 98500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴75391
₴74063
₴72263
₴70112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
health
-
-
-
2 061
income
-
-
-
14 775
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 653
unemployment
-
-
-
72
total
-
-
-
19 561
Employee
11 688
-
94 984
-
income
1 169
-
9 498
-
accident

We are using the highest rate at 1.1%.

128
-
197
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 026
-
1 574
-
health
538
-
824
-
total
2 861
-
12 093
-
Employer
11 688
-
94 984
-
unemployment
70
-
108
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 288
-
1 975
-
accident

We are using the highest rate at 1.1%.

128
-
197
-
health
807
-
1 237
-
total
2 293
-
3 517
-
Corporate
84 519
98 500
-
-
income
8 452
9 850
-
-
total
8 452
9 850
-
-
Dividends
76 067
88 650
-
-
withholding
3 804
4 432
-
-
total
3 804
4 432
-
-
Income
98 500
98 500
98 500
98 500
Total tax
17 410
14 282
15 610
19 561
After tax
81 090
84 218
82 890
78 939
Living cost
8 827
8 827
8 827
8 827
Free-cash
72 263
75 391
74 063
70 112

Estimated living cost  is ₴8827 per week

₴5838
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2273
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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