Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 98500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴73681
₴75158
₴69755
₴71948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
income
-
-
-
14 775
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 722
unemployment
-
-
-
74
health
-
-
-
2 115
total
-
-
-
19 686
Employee
11 995
-
94 891
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 053
-
1 615
-
health
552
-
846
-
accident

We are using the highest rate at 1.1%.

132
-
202
-
income
1 200
-
9 489
-
total
2 937
-
12 152
-
Employer
11 995
-
94 891
-
accident

We are using the highest rate at 1.1%.

132
-
202
-
health
828
-
1 269
-
unemployment
72
-
110
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 322
-
2 027
-
total
2 354
-
3 608
-
Corporate
84 151
98 500
-
-
income
8 415
9 850
-
-
total
8 415
9 850
-
-
Dividends
75 736
88 650
-
-
withholding
3 787
4 433
-
-
total
3 787
4 433
-
-
Income
98 500
98 500
98 500
98 500
Total tax
17 493
14 283
15 760
19 686
After tax
81 007
84 217
82 740
78 814
Living cost
9 059
9 059
9 059
9 059
Free-cash
71 948
75 158
73 681
69 755

Estimated living cost  is ₴9059 per week

₴5992
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴216
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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