Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 98500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴72596
₴75637
₴74469
₴70491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
unemployment
-
-
-
70
income
-
-
-
14 775
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 579
health
-
-
-
2 004
total
-
-
-
19 428
Employee
11 362
-
95 082
-
accident

We are using the highest rate at 1.1%.

125
-
192
-
health
523
-
801
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

998
-
1 530
-
income
1 136
-
9 508
-
total
2 782
-
12 031
-
Employer
11 362
-
95 082
-
accident

We are using the highest rate at 1.1%.

125
-
192
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 252
-
1 920
-
unemployment
68
-
105
-
health
784
-
1 202
-
total
2 229
-
3 419
-
Corporate
84 908
98 500
-
-
income
8 491
9 850
-
-
total
8 491
9 850
-
-
Dividends
76 418
88 650
-
-
withholding
3 821
4 432
-
-
total
3 821
4 432
-
-
Income
98 500
98 500
98 500
98 500
Total tax
17 323
14 282
15 450
19 428
After tax
81 177
84 218
83 050
79 072
Living cost
8 581
8 581
8 581
8 581
Free-cash
72 596
75 637
74 469
70 491

Estimated living cost  is ₴8581 per week

₴5675
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴491
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴205
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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