Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 98500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴75184
₴73722
₴71986
₴69795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
health
-
-
-
2 109
unemployment
-
-
-
73
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 715
income
-
-
-
14 775
total
-
-
-
19 672
Employee
11 961
-
94 902
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 050
-
1 610
-
income
1 196
-
9 490
-
accident

We are using the highest rate at 1.1%.

131
-
202
-
health
550
-
844
-
total
2 927
-
12 146
-
Employer
11 961
-
94 902
-
unemployment
72
-
110
-
health
825
-
1 266
-
accident

We are using the highest rate at 1.1%.

131
-
202
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 318
-
2 021
-
total
2 346
-
3 599
-
Corporate
84 193
98 500
-
-
income
8 419
9 850
-
-
total
8 419
9 850
-
-
Dividends
75 773
88 650
-
-
withholding
3 789
4 433
-
-
total
3 789
4 433
-
-
Income
98 500
98 500
98 500
98 500
Total tax
17 481
14 283
15 745
19 672
After tax
81 019
84 217
82 755
78 828
Living cost
9 033
9 033
9 033
9 033
Free-cash
71 986
75 184
73 722
69 795

Estimated living cost  is ₴9033 per week

₴5974
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴216
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2326
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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