Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 98000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴72765
₴75648
₴74744
₴70744
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
health
-
-
-
1 901
income
-
-
-
14 700
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 447
unemployment
-
-
-
66
total
-
-
-
19 114
Employee
10 781
-
94 756
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

946
-
1 452
-
income
1 078
-
9 476
-
health
496
-
760
-
accident

We are using the highest rate at 1.1%.

118
-
182
-
total
2 638
-
11 870
-
Employer
10 781
-
94 756
-
health
744
-
1 141
-
unemployment
65
-
99
-
accident

We are using the highest rate at 1.1%.

118
-
182
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 188
-
1 822
-
total
2 115
-
3 244
-
Corporate
85 104
98 000
-
-
income
8 510
9 800
-
-
total
8 510
9 800
-
-
Dividends
76 593
88 200
-
-
withholding
3 830
4 410
-
-
total
3 830
4 410
-
-
Income
98 000
98 000
98 000
98 000
Total tax
17 093
14 210
15 114
19 114
After tax
80 907
83 790
82 886
78 886
Living cost
8 142
8 142
8 142
8 142
Free-cash
72 765
75 648
74 744
70 744

Estimated living cost  is ₴8142 per week

₴5385
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2097
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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