Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 98000
per

Your estimated
City
free-cash

Andorra , Andorra
₴60444
₴76563
₴63047
₴77733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
21 560
income
-
-
-
5 529
total
-
-
-
27 089
Employee
11 195
-
84 848
-
social contributions
728
-
5 515
-
income
-
-
5 819
-
total
728
-
11 334
-
Employer
11 195
-
84 848
-
social contributions
1 735
-
13 152
-
total
1 735
-
13 152
-
Corporate
85 070
98 000
-
-
income
8 507
9 800
-
-
total
8 507
9 800
-
-
Dividends
76 563
88 200
-
-
total
-
-
-
-
Income
98 000
98 000
98 000
98 000
Total tax
10 970
9 800
24 486
27 089
After tax
87 030
88 200
73 514
70 911
Living cost
10 467
10 467
10 467
10 467
Free-cash
76 563
77 733
63 047
60 444

Estimated living cost  is ₴10467 per week

₴6768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴789
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2713
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴38843
₴42626
₴14064
₴42801
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
surtax
-
-
-
-
unemployment
-
-
-
2 136
health
-
-
-
3 112
chamber of commerce
-
-
-
392
pensions
-
-
-
7 526
income
-
-
-
34 881
total
-
-
-
48 047
Employee
15 222
13 877
83 188
-
unemployment
457
416
1 221
-
other
152
139
407
-
income
1 356
1 024
30 179
-
pensions
1 559
1 421
4 166
-
health
589
537
1 574
-
total
4 113
3 537
37 547
-
Employer
15 222
13 877
83 188
-
pensions
1 910
1 742
5 105
-
surtax
-
-
-
-
payroll
457
416
2 496
-
other
723
659
3 590
-
health
576
525
1 538
-
accident
198
180
529
-
unemployment
457
416
1 221
-
chamber of commerce
61
56
333
-
total
4 382
3 994
14 812
-
Corporate
78 398
80 129
81 867
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 599
20 032
20 467
-
total
19 599
20 032
20 467
-
Dividends
58 798
60 097
-
-
withholding
16 170
16 526
-
-
total
16 170
16 526
-
-
Income
98 000
98 000
98 000
98 000
Total tax
44 264
44 089
72 826
48 047
After tax
53 736
53 911
25 174
49 953
Living cost
11 110
11 110
11 110
11 110
Free-cash
42 626
42 801
14 064
38 843

Estimated living cost  is ₴11110 per week

₴6664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1135
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3112
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴37614
₴41065
₴12888
₴41602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
surtax
-
-
-
69
unemployment
-
-
-
2 136
health
-
-
-
3 112
chamber of commerce
-
-
-
392
pensions
-
-
-
7 526
income
-
-
-
34 881
total
-
-
-
48 116
Employee
17 403
13 877
83 125
-
unemployment
522
416
1 221
-
other
174
139
407
-
income
1 981
1 024
30 147
-
pensions
1 782
1 421
4 166
-
health
673
537
1 574
-
total
5 132
3 537
37 515
-
Employer
17 403
13 877
83 125
-
pensions
2 184
1 742
5 105
-
surtax
69
69
69
-
payroll
522
416
2 494
-
other
827
659
3 588
-
health
658
525
1 538
-
accident
226
180
529
-
unemployment
522
416
1 221
-
chamber of commerce
69
56
332
-
total
5 077
4 063
14 876
-
Corporate
75 521
80 060
81 803
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 880
20 015
20 451
-
total
18 880
20 015
20 451
-
Dividends
56 641
60 045
-
-
withholding
15 576
16 513
-
-
total
15 576
16 513
-
-
Income
98 000
98 000
98 000
98 000
Total tax
44 665
44 128
72 842
48 116
After tax
53 335
53 872
25 158
49 884
Living cost
12 270
12 270
12 270
12 270
Free-cash
41 065
41 602
12 888
37 614

Estimated living cost  is ₴12270 per week

₴8184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴30027
₴36813
₴19759
₴39984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
national
-
-
-
41 235
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 359
social contributions
-
-
-
8 682
total
-
-
-
55 276
Employee

The minimum management director salary is set at €45,000 per year.

24 909
-
75 903
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

217
-
660
-
national
7 658
-
29 568
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 299
-
3 959
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 868
-
5 693
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 170
-
3 568
-
total
12 212
-
43 448
-
Employer

The minimum management director salary is set at €45,000 per year.

24 909
-
75 903
-
surtax
2 824
-
8 608
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 207
-
6 725
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 532
-
4 668
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

324
-
987
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

363
-
1 108
-
total
7 250
-
22 096
-
Corporate
65 841
98 000
-
-
income
13 168
22 473
-
-
surtax
264
449
-
-
total
13 432
22 922
-
-
Dividends
52 409
75 078
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

15 596
22 397
-
-
total
15 596
22 397
-
-
Income
98 000
98 000
98 000
98 000
Total tax
48 490
45 319
65 544
55 276
After tax
49 510
52 681
32 456
42 724
Living cost
12 697
12 697
12 697
12 697
Free-cash
36 813
39 984
19 759
30 027

Estimated living cost  is ₴12697 per week

₴8178
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1110
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴74076
₴75690
₴78315
₴77809
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 797
income
-
-
-
14 700
total
-
-
-
17 943
Employee
7 920
-
95 617
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
income
792
-
9 562
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

695
-
1 066
-
health
364
-
559
-
total
1 938
-
11 321
-
Employer
7 920
-
95 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

873
-
1 338
-
health
546
-
838
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
unemployment
48
-
73
-
total
1 554
-
2 383
-
Corporate
88 527
98 000
-
-
income
8 853
9 800
-
-
total
8 853
9 800
-
-
Dividends
79 674
88 200
-
-
withholding
3 984
4 410
-
-
total
3 984
4 410
-
-
Income
98 000
98 000
98 000
98 000
Total tax
16 329
14 210
13 704
17 943
After tax
81 671
83 790
84 296
80 057
Living cost
5 981
5 981
5 981
5 981
Free-cash
75 690
77 809
78 315
74 076

Estimated living cost  is ₴5981 per week

₴3956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1540
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴75499
₴77617
₴79738
₴79232
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 797
income
-
-
-
14 700
total
-
-
-
17 943
Employee
6 036
-
95 617
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
income
604
-
9 562
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

530
-
1 066
-
health
278
-
559
-
total
1 478
-
11 321
-
Employer
6 036
-
95 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

665
-
1 338
-
health
417
-
838
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
unemployment
36
-
73
-
total
1 184
-
2 383
-
Corporate
90 780
98 000
-
-
income
9 078
9 800
-
-
total
9 078
9 800
-
-
Dividends
81 702
88 200
-
-
withholding
4 085
4 410
-
-
total
4 085
4 410
-
-
Income
98 000
98 000
98 000
98 000
Total tax
15 825
14 210
13 704
17 943
After tax
82 175
83 790
84 296
80 057
Living cost
4 558
4 558
4 558
4 558
Free-cash
77 617
79 232
79 738
75 499

Estimated living cost  is ₴4558 per week

₴2661
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴121
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴57086
₴61417
₴56324
₴63310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
health
-
-
-
2 499
social contributions
-
-
-
5 634
income
-
-
-
24 719
total
-
-
-
32 852
Employee
26 777
26 777
93 277
-
income
2 916
2 479
24 309
-
social contributions
1 012
2 222
2 997
-
health
207
455
1 586
-
total
4 135
5 156
28 892
-
Employer
26 777
26 777
93 277
-
social contributions
1 012
2 222
2 997
-
health
225
496
1 725
-
total
1 237
2 718
4 722
-
Corporate
84 565
68 505
-
-
income
10 570
8 563
-
-
total
10 570
8 563
-
-
Dividends
73 994
59 942
-
-
withholding
12 579
10 191
-
-
total
12 579
10 191
-
-
Income
98 000
98 000
98 000
98 000
Total tax
28 521
26 628
33 614
32 852
After tax
69 479
71 372
64 386
65 148
Living cost
8 062
8 062
8 062
8 062
Free-cash
61 417
63 310
56 324
57 086

Estimated living cost  is ₴8062 per week

₴4832
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴53853
₴58634
₴53091
₴60077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
health
-
-
-
2 499
social contributions
-
-
-
5 634
income
-
-
-
24 719
total
-
-
-
32 852
Employee
26 777
26 777
93 277
-
income
2 812
2 479
24 309
-
social contributions
1 301
2 222
2 997
-
health
266
455
1 586
-
total
4 379
5 156
28 892
-
Employer
26 777
26 777
93 277
-
social contributions
1 301
2 222
2 997
-
health
290
496
1 725
-
total
1 591
2 718
4 722
-
Corporate
80 735
68 505
-
-
income
10 092
8 563
-
-
total
10 092
8 563
-
-
Dividends
70 643
59 942
-
-
withholding
12 009
10 191
-
-
total
12 009
10 191
-
-
Income
98 000
98 000
98 000
98 000
Total tax
28 071
26 628
33 614
32 852
After tax
69 929
71 372
64 386
65 148
Living cost
11 295
11 295
11 295
11 295
Free-cash
58 634
60 077
53 091
53 853

Estimated living cost  is ₴11295 per week

₴7721
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴190
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2502
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴51783
₴56527
₴47210
₴59406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
health
-
-
-
13 230
social contributions
-
-
-
11 607
income
-
-
-
10 974
solidarity contribution
-
-
-
2 339
total
-
-
-
38 150
Employee
11 863
-
80 791
-
income
1 424
-
10 095
-
social contributions
771
-
2 584
-
health
1 601
-
10 907
-
solidarity contribution
-
-
1 928
-
total
3 796
-
25 514
-
Employer
11 863
-
80 791
-
social contributions
2 966
-
9 938
-
health
1 068
-
7 271
-
total
4 034
-
17 209
-
Corporate
82 104
98 000
-
-
income
15 600
18 620
-
-
total
15 600
18 620
-
-
Dividends
66 504
79 380
-
-
withholding
9 976
11 907
-
-
total
9 976
11 907
-
-
Income
98 000
98 000
98 000
98 000
Total tax
33 406
30 527
42 723
38 150
After tax
64 594
67 473
55 277
59 850
Living cost
8 067
8 067
8 067
8 067
Free-cash
56 527
59 406
47 210
51 783

Estimated living cost  is ₴8067 per week

₴5603
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴574
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴49910
₴53988
₴45337
₴57533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
health
-
-
-
13 230
social contributions
-
-
-
11 607
income
-
-
-
10 974
solidarity contribution
-
-
-
2 339
total
-
-
-
38 150
Employee
14 618
-
80 791
-
income
1 754
-
10 095
-
social contributions
950
-
2 584
-
health
1 973
-
10 907
-
solidarity contribution
-
-
1 928
-
total
4 677
-
25 514
-
Employer
14 618
-
80 791
-
social contributions
3 654
-
9 938
-
health
1 316
-
7 271
-
total
4 970
-
17 209
-
Corporate
78 412
98 000
-
-
income
14 898
18 620
-
-
total
14 898
18 620
-
-
Dividends
63 514
79 380
-
-
withholding
9 527
11 907
-
-
total
9 527
11 907
-
-
Income
98 000
98 000
98 000
98 000
Total tax
34 072
30 527
42 723
38 150
After tax
63 928
67 473
55 277
59 850
Living cost
9 940
9 940
9 940
9 940
Free-cash
53 988
57 533
45 337
49 910

Estimated living cost  is ₴9940 per week

₴7392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴551
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1825
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴38872
₴10633
₴21914
₴21914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
national
-
-
-
12 694
pensions
-
-
-
303
municipal
-
-
-
21 497
labour market
-
-
-
7 816
total
-
-
-
42 310
Employee
70 985
70 985
70 985
-
municipal
15 116
15 116
15 116
-
national
8 672
8 672
8 672
-
pensions
101
101
101
-
labour market
5 671
5 671
5 671
-
total
29 560
29 560
29 560
-
Employer
70 985
70 985
70 985
-
pensions
202
202
202
-
labour market
5 679
5 679
5 679
-
municipal
15 140
15 140
15 140
-
national
8 687
8 687
8 687
-
total
29 708
29 708
29 708
-
Corporate
21 914
-
-
-
income
4 821
-
-
-
total
4 821
-
-
-
Dividends
17 093
-
-
-
withholding
6 460
-
-
-
total
6 460
-
-
-
Income
98 000
98 000
98 000
98 000
Total tax
70 549
59 268
59 268
42 310
After tax
27 451
38 732
38 732
55 690
Living cost
16 818
16 818
16 818
16 818
Free-cash
10 633
21 914
21 914
38 872

Estimated living cost  is ₴16818 per week

₴11511
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴259
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3561
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴44117
₴67825
₴48075
₴69989
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
health
-
-
-
12 740
pensions
-
-
-
19 600
income
-
-
-
13 132
total
-
-
-
45 472
Employee
9 879
-
73 243
-
unemployment
158
-
1 172
-
income
1 112
-
14 121
-
pensions
198
-
1 465
-
total
1 468
-
16 758
-
Employer
9 879
-
73 243
-
pensions
1 976
-
14 648
-
health
1 284
-
9 522
-
unemployment
79
-
586
-
total
3 339
-
24 756
-
Corporate
84 782
98 000
-
-
income
16 957
19 600
-
-
total
16 957
19 600
-
-
Dividends
67 826
78 400
-
-
total
-
-
-
-
Income
98 000
98 000
98 000
98 000
Total tax
21 764
19 600
41 514
45 472
After tax
76 236
78 400
56 486
52 528
Living cost
8 411
8 411
8 411
8 411
Free-cash
67 825
69 989
48 075
44 117

Estimated living cost  is ₴8411 per week

₴5769
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴501
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1972
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴44512
₴46837
₴33288
₴44911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
98 000
national
-
-
-
21 360
health
-
-
-
1 364
municipal
-
-
-
17 395
total
-
-
-
40 119
Employee
18 321
-
82 442
-
unemployment
275
-
1 236
-
municipal
3 001
-
13 413
-
national
303
-
14 448
-
pensions
1 236
-
5 565
-
health
137
-
1 124
-
total
4 952
-
35 786
-
Employer
18 321
-
82 442
-
pensions
3 179
-
14 303
-
health
141
-
635
-
accident
19
-
83
-
unemployment
119
-
536
-
total
3 458
-
15 557
-
Corporate
76 222
98 000
-
-
income
15 244
19 600
-
-
total
15 244
19 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

45 734
58 800
-
-
municipal
8 232
10 584
-
-
national
5 908
9 536
-
-
total
14 140
20 120
-
-
Income
98 000
98 000
98 000
98 000
Total tax
37 794
39 720
51 343
40 119
After tax
60 206
58 280
46 657
57 881
Living cost
13 369
13 369
13 369
13 369
Free-cash
46 837
44 911
33 288
44 512

Estimated living cost  is ₴13369 per week

₴8733
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1286
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴213
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3138
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴41188
₴40593
₴37070
₴38660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
surtax
-
-
-
-
health
-
-
-
5 289
pensions
-
-
-
13 980
social contributions
-
-
-
2 793
income
-
-
-
20 978
other
-
-
-
3 038
total
-
-
-
46 078
Employee
13 303
-
73 891
-
income
686
-
18 034
-
surtax
-
-
-
-
social contributions
379
-
2 105
-
pensions
1 505
-
5 949
-
total
2 570
-
26 088
-
Employer
13 303
-
73 891
-
pensions
2 186
-
9 870
-
social contributions
40
-
221
-
other
459
-
3 228
-
health
931
-
7 796
-
unemployment
539
-
2 993
-
total
4 155
-
24 108
-
Corporate
80 542
98 000
-
-
income
22 552
27 440
-
-
surtax
-
-
-
-
total
22 552
27 440
-
-
Dividends
57 990
70 560
-
-
withholding
7 423
9 031
-
-
social contributions
9 974
12 136
-
-
surtax
-
-
-
-
total
17 397
21 167
-
-
Income
98 000
98 000
98 000
98 000
Total tax
46 674
48 607
50 196
46 078
After tax
51 326
49 393
47 804
51 922
Living cost
10 734
10 734
10 734
10 734
Free-cash
40 593
38 660
37 070
41 188

Estimated living cost  is ₴10734 per week

₴6225
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3215
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴40008
₴39536
₴35890
₴37479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
surtax
-
-
-
-
health
-
-
-
5 289
pensions
-
-
-
13 980
social contributions
-
-
-
2 793
income
-
-
-
20 978
other
-
-
-
3 038
total
-
-
-
46 078
Employee
14 903
-
73 891
-
income
880
-
18 034
-
surtax
-
-
-
-
social contributions
425
-
2 105
-
pensions
1 685
-
5 949
-
total
2 990
-
26 088
-
Employer
14 903
-
73 891
-
pensions
2 448
-
9 870
-
social contributions
45
-
221
-
other
514
-
3 228
-
health
1 043
-
7 796
-
unemployment
603
-
2 993
-
total
4 653
-
24 108
-
Corporate
78 442
98 000
-
-
income
21 964
27 440
-
-
surtax
-
-
-
-
total
21 964
27 440
-
-
Dividends
56 479
70 560
-
-
withholding
7 229
9 031
-
-
social contributions
9 714
12 136
-
-
surtax
-
-
-
-
total
16 943
21 167
-
-
Income
98 000
98 000
98 000
98 000
Total tax
46 550
48 607
50 196
46 078
After tax
51 450
49 393
47 804
51 922
Living cost
11 914
11 914
11 914
11 914
Free-cash
39 536
37 479
35 890
40 008

Estimated living cost  is ₴11914 per week

₴7512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴969
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴35103
₴34967
₴30985
₴32574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
surtax
-
-
-
-
health
-
-
-
5 289
pensions
-
-
-
13 980
social contributions
-
-
-
2 793
income
-
-
-
20 978
other
-
-
-
3 038
total
-
-
-
46 078
Employee
21 810
-
73 891
-
income
1 903
-
18 034
-
surtax
-
-
-
-
social contributions
621
-
2 105
-
pensions
2 467
-
5 949
-
total
4 991
-
26 088
-
Employer
21 810
-
73 891
-
pensions
3 584
-
9 870
-
social contributions
65
-
221
-
other
753
-
3 228
-
health
1 526
-
7 796
-
unemployment
884
-
2 993
-
total
6 812
-
24 108
-
Corporate
69 378
98 000
-
-
income
19 426
27 440
-
-
surtax
-
-
-
-
total
19 426
27 440
-
-
Dividends
49 952
70 560
-
-
withholding
6 394
9 031
-
-
social contributions
8 591
12 136
-
-
surtax
-
-
-
-
total
14 985
21 167
-
-
Income
98 000
98 000
98 000
98 000
Total tax
46 214
48 607
50 196
46 078
After tax
51 786
49 393
47 804
51 922
Living cost
16 819
16 819
16 819
16 819
Free-cash
34 967
32 574
30 985
35 103

Estimated living cost  is ₴16819 per week

₴11383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1376
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴231
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3829
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴94466
₴90440
₴76160
₴90860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
98 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 294
total
-
-
-
1 294
Employee
2 799
-
98 000
-
income
560
-
19 600
-
total
560
-
19 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

95 201
98 000
-
-
total
-
-
-
-
Dividends
95 201
98 000
-
-
withholding
4 760
4 900
-
-
total
4 760
4 900
-
-
Income
98 000
98 000
98 000
98 000
Total tax
5 320
4 900
19 600
1 294
After tax
92 680
93 100
78 400
96 706
Living cost
2 240
2 240
2 240
2 240
Free-cash
90 440
90 860
76 160
94 466

Estimated living cost  is ₴2240 per week

₴1388
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴186
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴62
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴93216
₴88955
₴74910
₴89610
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
98 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 294
total
-
-
-
1 294
Employee
4 362
-
98 000
-
income
873
-
19 600
-
total
873
-
19 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

93 638
98 000
-
-
total
-
-
-
-
Dividends
93 638
98 000
-
-
withholding
4 682
4 900
-
-
total
4 682
4 900
-
-
Income
98 000
98 000
98 000
98 000
Total tax
5 555
4 900
19 600
1 294
After tax
92 445
93 100
78 400
96 706
Living cost
3 490
3 490
3 490
3 490
Free-cash
88 955
89 610
74 910
93 216

Estimated living cost  is ₴3490 per week

₴2362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴34190
₴41486
₴45929
₴36932
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 890
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 379
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 358
trade
-
-
-
11 739
total
-
-
-
50 366
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 326
-
98 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 425
-
34 358
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

79
-
1 890
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 379
-
2 379
-
total
3 883
-
38 627
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 674
98 000
-
-
trade
11 577
14 063
-
-
income
12 101
14 700
-
-
chamber of commerce
171
196
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

665
808
-
-
total
24 514
29 767
-
-
Dividends
56 159
68 233
-
-
withholding
13 908
16 926
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

765
931
-
-
total
14 673
17 857
-
-
Income
98 000
98 000
98 000
98 000
Total tax
43 070
47 624
38 627
50 366
After tax
54 930
50 376
59 373
47 634
Living cost
13 444
13 444
13 444
13 444
Free-cash
41 486
36 932
45 929
34 190

Estimated living cost  is ₴13444 per week

₴9274
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1447
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴35941
₴42674
₴48826
₴38821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 890
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 379
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 358
trade
-
-
-
12 885
total
-
-
-
51 512
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 319
-
98 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

372
-
34 358
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
1 890
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 379
-
2 379
-
total
2 771
-
38 627
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
84 681
98 000
-
-
trade
13 337
15 435
-
-
income
12 702
14 700
-
-
chamber of commerce
174
194
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

698
808
-
-
total
26 911
31 137
-
-
Dividends
57 769
66 863
-
-
withholding
14 310
16 583
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

787
912
-
-
total
15 097
17 495
-
-
Income
98 000
98 000
98 000
98 000
Total tax
44 779
48 632
38 627
51 512
After tax
53 221
49 368
59 373
46 488
Living cost
10 547
10 547
10 547
10 547
Free-cash
42 674
38 821
48 826
35 941

Estimated living cost  is ₴10547 per week

₴6635
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1230
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴32235
₴40076
₴45693
₴35184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 890
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 379
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 358
trade
-
-
-
13 458
total
-
-
-
52 085
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 659
-
98 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 517
-
34 358
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
1 890
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 379
-
2 379
-
total
3 979
-
38 627
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 341
98 000
-
-
trade
13 216
16 121
-
-
income
12 051
14 700
-
-
chamber of commerce
167
192
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

663
808
-
-
total
26 097
31 821
-
-
Dividends
54 244
66 179
-
-
withholding
13 429
16 412
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

739
903
-
-
total
14 168
17 315
-
-
Income
98 000
98 000
98 000
98 000
Total tax
44 244
49 136
38 627
52 085
After tax
53 756
48 864
59 373
45 915
Living cost
13 680
13 680
13 680
13 680
Free-cash
40 076
35 184
45 693
32 235

Estimated living cost  is ₴13680 per week

₴9149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1443
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2884
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴29390
₴38054
₴43421
₴32408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 890
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 379
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 358
trade
-
-
-
14 031
total
-
-
-
52 658
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 928
-
98 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 461
-
34 358
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
1 890
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 379
-
2 379
-
total
4 975
-
38 627
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
77 072
98 000
-
-
trade
13 218
16 807
-
-
income
11 561
14 700
-
-
chamber of commerce
161
191
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

636
808
-
-
total
25 576
32 506
-
-
Dividends
51 497
65 494
-
-
withholding
12 742
16 241
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

701
893
-
-
total
13 443
17 134
-
-
Income
98 000
98 000
98 000
98 000
Total tax
43 994
49 640
38 627
52 658
After tax
54 006
48 360
59 373
45 342
Living cost
15 952
15 952
15 952
15 952
Free-cash
38 054
32 408
43 421
29 390

Estimated living cost  is ₴15952 per week

₴11651
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1276
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴38069
₴52714
₴35939
₴53820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
surtax
-
-
-
5 929
unemployment
-
-
-
79
health
-
-
-
3 299
pensions
-
-
-
9 295
income
-
-
-
33 507
other
-
-
-
-
total
-
-
-
52 109
Employee
11 727
-
88 217
-
unemployment
816
-
3 235
-
other
-
-
-
-
income
1 966
-
31 424
-
surtax
42
-
5 513
-
pensions
782
-
3 100
-
health
299
-
1 185
-
total
3 905
-
44 457
-
Employer
11 727
-
88 217
-
pensions
1 564
-
6 195
-
other
-
-
-
-
health
533
-
2 115
-
unemployment
372
-
1 473
-
total
2 469
-
9 783
-
Corporate
83 804
98 000
-
-
income
21 789
25 480
-
-
total
21 789
25 480
-
-
Dividends
62 015
72 520
-
-
withholding
9 302
10 878
-
-
total
9 302
10 878
-
-
Income
98 000
98 000
98 000
98 000
Total tax
37 465
36 358
54 240
52 109
After tax
60 535
61 642
43 760
45 891
Living cost
7 822
7 822
7 822
7 822
Free-cash
52 714
53 820
35 939
38 069

Estimated living cost  is ₴7822 per week

₴4722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴680
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴182
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2238
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴38207
₴52873
₴36076
₴53958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
surtax
-
-
-
5 929
unemployment
-
-
-
79
health
-
-
-
3 299
pensions
-
-
-
9 295
income
-
-
-
33 507
other
-
-
-
-
total
-
-
-
52 109
Employee
11 516
-
88 217
-
unemployment
802
-
3 235
-
other
-
-
-
-
income
1 930
-
31 424
-
surtax
38
-
5 513
-
pensions
768
-
3 100
-
health
294
-
1 185
-
total
3 832
-
44 457
-
Employer
11 516
-
88 217
-
pensions
1 535
-
6 195
-
other
-
-
-
-
health
524
-
2 115
-
unemployment
365
-
1 473
-
total
2 424
-
9 783
-
Corporate
84 061
98 000
-
-
income
21 856
25 480
-
-
total
21 856
25 480
-
-
Dividends
62 205
72 520
-
-
withholding
9 331
10 878
-
-
total
9 331
10 878
-
-
Income
98 000
98 000
98 000
98 000
Total tax
37 443
36 358
54 240
52 109
After tax
60 557
61 642
43 760
45 891
Living cost
7 684
7 684
7 684
7 684
Free-cash
52 873
53 958
36 076
38 207

Estimated living cost  is ₴7684 per week

₴4698
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴709
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴60918
₴48162
₴49838
₴48015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
unemployment
-
-
-
1 470
health
-
-
-
6 860
pensions
-
-
-
9 800
income
-
-
-
11 980
total
-
-
-
30 110
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 064
4 005
82 008
-
unemployment
151
60
1 230
-
income
1 230
490
10 026
-
pensions
1 006
401
8 201
-
health
704
280
5 741
-
total
3 091
1 231
25 198
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 064
4 005
82 008
-
pensions
1 962
781
15 992
-
total
1 962
781
15 992
-
Corporate
85 974
93 214
-
-
income
7 738
8 389
-
-
total
7 738
8 389
-
-
Dividends
78 236
84 824
-
-
withholding
14 865
16 117
-
-
social contributions
15 210
16 495
-
-
total
30 075
32 612
-
-
Income
98 000
98 000
98 000
98 000
Total tax
42 866
43 013
41 190
30 110
After tax
55 134
54 987
56 810
67 890
Living cost
6 972
6 972
6 972
6 972
Free-cash
48 162
48 015
49 838
60 918

Estimated living cost  is ₴6972 per week

₴4758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴139
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴37285
₴44009
₴37810
₴44289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
national
-
-
-
20 024
pensions
-
-
-
11 760
social contributions
-
-
-
1 053
municipal
-
-
-
11 015
total
-
-
-
43 852
Employee
26 141
-
84 720
-
municipal
3 229
-
11 394
-
national
5 003
-
20 855
-
pensions
1 046
-
3 389
-
total
9 278
-
35 638
-
Employer
26 141
-
84 720
-
pensions
2 091
-
6 778
-
social contributions
281
-
911
-
total
2 372
-
7 689
-
Corporate
67 761
98 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 552
19 600
-
-
total
13 552
19 600
-
-
Dividends
54 209
78 400
-
-
withholding
11 926
17 248
-
-
total
11 926
17 248
-
-
Income
98 000
98 000
98 000
98 000
Total tax
37 128
36 848
43 327
43 852
After tax
60 872
61 152
54 673
54 148
Living cost
16 863
16 863
16 863
16 863
Free-cash
44 009
44 289
37 810
37 285

Estimated living cost  is ₴16863 per week

₴11462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴252
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3582
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴27521
₴49533
₴27521
₴48764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
17 199
income
-
-
-
33 444
total
-
-
-
50 643
Employee
27 239
-
98 000
-
social contributions
2 263
-
17 199
-
income
5 140
-
33 444
-
total
7 403
-
50 643
-
Employer
27 239
-
98 000
-
total
-
-
-
-
Corporate
70 761
98 000
-
-
income
8 845
12 250
-
-
total
8 845
12 250
-
-
Dividends
61 916
85 750
-
-
withholding
12 383
17 150
-
-
total
12 383
17 150
-
-
Income
98 000
98 000
98 000
98 000
Total tax
28 631
29 400
50 643
50 643
After tax
69 369
68 600
47 357
47 357
Living cost
19 836
19 836
19 836
19 836
Free-cash
49 533
48 764
27 521
27 521

Estimated living cost  is ₴19836 per week

₴15091
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1616
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴190
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2939
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴33769
₴35775
₴30816
₴37593
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
national
-
-
-
30 132
regional
-
-
-
1 333
social contributions
-
-
-
17 428
municipal
-
-
-
644
total
-
-
-
49 537
Employee
30 948
-
98 000
-
municipal
164
-
601
-
national
5 363
-
27 801
-
social contributions
10 436
-
22 849
-
regional
292
-
1 239
-
total
16 255
-
52 490
-
Employer
30 948
-
98 000
-
total
-
-
-
-
Corporate
67 052
98 000
-
-
nationa
16 092
23 520
-
-
municipal
2 615
3 822
-
-
total
18 707
27 342
-
-
Dividends
48 345
70 658
-
-
withholding
12 569
18 371
-
-
total
12 569
18 371
-
-
Income
98 000
98 000
98 000
98 000
Total tax
47 531
45 713
52 490
49 537
After tax
50 469
52 287
45 510
48 463
Living cost
14 694
14 694
14 694
14 694
Free-cash
35 775
37 593
30 816
33 769

Estimated living cost  is ₴14694 per week

₴10243
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴963
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3262
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴38780
₴41358
₴35843
₴42130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
national
-
-
-
30 132
regional
-
-
-
1 636
social contributions
-
-
-
17 428
municipal
-
-
-
644
total
-
-
-
49 840
Employee
19 316
-
98 000
-
municipal
102
-
601
-
national
3 060
-
27 801
-
social contributions
6 514
-
22 849
-
regional
260
-
1 526
-
total
9 936
-
52 777
-
Employer
19 316
-
98 000
-
total
-
-
-
-
Corporate
78 684
98 000
-
-
nationa
18 884
23 520
-
-
municipal
3 911
4 871