Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 97000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴77470
₴78269
₴74023
₴75535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
unemployment
-
-
-
44
health
-
-
-
1 276
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 642
income
-
-
-
14 550
total
-
-
-
17 512
Employee
7 236
-
94 823
-
accident

We are using the highest rate at 1.1%.

80
-
122
-
health
333
-
510
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

635
-
974
-
income
724
-
9 482
-
total
1 772
-
11 088
-
Employer
7 236
-
94 823
-
accident

We are using the highest rate at 1.1%.

80
-
122
-
unemployment
43
-
67
-
health
499
-
766
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

797
-
1 223
-
total
1 419
-
2 178
-
Corporate
88 344
97 000
-
-
income
8 834
9 700
-
-
total
8 834
9 700
-
-
Dividends
79 510
87 300
-
-
withholding
3 975
4 365
-
-
total
3 975
4 365
-
-
Income
97 000
97 000
97 000
97 000
Total tax
16 000
14 065
13 266
17 512
After tax
81 000
82 935
83 734
79 488
Living cost
5 465
5 465
5 465
5 465
Free-cash
75 535
77 470
78 269
74 023

Estimated living cost  is ₴5465 per week

₴3614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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Varna , Bulgaria
₴78770
₴79569
₴75323
₴77294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
unemployment
-
-
-
44
health
-
-
-
1 276
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 642
income
-
-
-
14 550
total
-
-
-
17 512
Employee
5 515
-
94 823
-
accident

We are using the highest rate at 1.1%.

61
-
122
-
health
254
-
510
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

484
-
974
-
income
551
-
9 482
-
total
1 350
-
11 088
-
Employer
5 515
-
94 823
-
accident

We are using the highest rate at 1.1%.

61
-
122
-
unemployment
33
-
67
-
health
381
-
766
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

608
-
1 223
-
total
1 083
-
2 178
-
Corporate
90 403
97 000
-
-
income
9 040
9 700
-
-
total
9 040
9 700
-
-
Dividends
81 362
87 300
-
-
withholding
4 068
4 365
-
-
total
4 068
4 365
-
-
Income
97 000
97 000
97 000
97 000
Total tax
15 541
14 065
13 266
17 512
After tax
81 459
82 935
83 734
79 488
Living cost
4 165
4 165
4 165
4 165
Free-cash
77 294
78 770
79 569
75 323

Estimated living cost  is ₴4165 per week

₴2432
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴110
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1326
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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