Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 97000
per

Your estimated
City
free-cash

Varna , Bulgaria
₴74231
₴75371
₴76508
₴71452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
health
-
-
-
1 969
income
-
-
-
14 550
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 534
unemployment
-
-
-
68
total
-
-
-
19 121
Employee
8 510
-
93 641
-
accident

We are using the highest rate at 1.1%.

94
-
188
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

747
-
1 503
-
health
391
-
788
-
income
851
-
9 364
-
total
2 083
-
11 843
-
Employer
8 510
-
93 641
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

938
-
1 887
-
health
587
-
1 181
-
unemployment
51
-
103
-
accident

We are using the highest rate at 1.1%.

94
-
188
-
total
1 670
-
3 359
-
Corporate
86 820
97 000
-
-
income
8 682
9 700
-
-
total
8 682
9 700
-
-
Dividends
78 138
87 300
-
-
withholding
3 907
4 365
-
-
total
3 907
4 365
-
-
Income
97 000
97 000
97 000
97 000
Total tax
16 342
14 065
15 202
19 121
After tax
80 658
82 935
81 798
77 879
Living cost
6 427
6 427
6 427
6 427
Free-cash
74 231
76 508
75 371
71 452

Estimated living cost  is ₴6427 per week

₴3752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴459
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Sofia , Bulgaria
₴71516
₴73366
₴74503
₴69447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
health
-
-
-
1 969
income
-
-
-
14 550
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 534
unemployment
-
-
-
68
total
-
-
-
19 121
Employee
11 165
-
93 641
-
accident

We are using the highest rate at 1.1%.

123
-
188
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

980
-
1 503
-
health
514
-
788
-
income
1 117
-
9 364
-
total
2 734
-
11 843
-
Employer
11 165
-
93 641
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 230
-
1 887
-
health
770
-
1 181
-
unemployment
67
-
103
-
accident

We are using the highest rate at 1.1%.

123
-
188
-
total
2 190
-
3 359
-
Corporate
83 644
97 000
-
-
income
8 364
9 700
-
-
total
8 364
9 700
-
-
Dividends
75 280
87 300
-
-
withholding
3 764
4 365
-
-
total
3 764
4 365
-
-
Income
97 000
97 000
97 000
97 000
Total tax
17 052
14 065
15 202
19 121
After tax
79 948
82 935
81 798
77 879
Living cost
8 432
8 432
8 432
8 432
Free-cash
71 516
74 503
73 366
69 447

Estimated living cost  is ₴8432 per week

₴5577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴483
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close