Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 97000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴74761
₴70748
₴72661
₴75347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
unemployment
-
-
-
62
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 280
income
-
-
-
14 550
health
-
-
-
1 772
total
-
-
-
18 664
Employee
10 048
-
93 977
-
accident

We are using the highest rate at 1.1%.

110
-
169
-
income
1 005
-
9 398
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

882
-
1 353
-
health
462
-
709
-
total
2 459
-
11 629
-
Employer
10 048
-
93 977
-
accident

We are using the highest rate at 1.1%.

110
-
169
-
health
693
-
1 063
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 107
-
1 698
-
unemployment
60
-
92
-
total
1 970
-
3 022
-
Corporate
84 981
97 000
-
-
income
8 498
9 700
-
-
total
8 498
9 700
-
-
Dividends
76 483
87 300
-
-
withholding
3 824
4 365
-
-
total
3 824
4 365
-
-
Income
97 000
97 000
97 000
97 000
Total tax
16 751
14 065
14 651
18 664
After tax
80 249
82 935
82 349
78 336
Living cost
7 588
7 588
7 588
7 588
Free-cash
72 661
75 347
74 761
70 748

Estimated living cost  is ₴7588 per week

₴5019
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴434
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1954
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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