Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 97000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴72850
₴74191
₴68965
₴71093
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
health
-
-
-
2 042
income
-
-
-
14 550
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 628
unemployment
-
-
-
71
total
-
-
-
19 291
Employee
11 578
-
93 517
-
income
1 158
-
9 351
-
accident

We are using the highest rate at 1.1%.

127
-
195
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 016
-
1 559
-
health
533
-
817
-
total
2 834
-
11 922
-
Employer
11 578
-
93 517
-
unemployment
70
-
107
-
health
799
-
1 225
-
accident

We are using the highest rate at 1.1%.

127
-
195
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 276
-
1 957
-
total
2 272
-
3 484
-
Corporate
83 150
97 000
-
-
income
8 315
9 700
-
-
total
8 315
9 700
-
-
Dividends
74 835
87 300
-
-
withholding
3 742
4 365
-
-
total
3 742
4 365
-
-
Income
97 000
97 000
97 000
97 000
Total tax
17 163
14 065
15 406
19 291
After tax
79 837
82 935
81 594
77 709
Living cost
8 744
8 744
8 744
8 744
Free-cash
71 093
74 191
72 850
68 965

Estimated living cost  is ₴8744 per week

₴5783
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴501
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴209
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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