Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 97000
per

Your estimated
City
free-cash

Andorra , Andorra
₴59822
₴75773
₴62398
₴76932
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
social contributions
-
-
-
21 339
income
-
-
-
5 471
total
-
-
-
26 810
Employee
11 089
-
83 982
-
social contributions
721
-
5 459
-
income
-
-
5 758
-
total
721
-
11 217
-
Employer
11 089
-
83 982
-
social contributions
1 719
-
13 017
-
total
1 719
-
13 017
-
Corporate
84 192
97 000
-
-
income
8 419
9 700
-
-
total
8 419
9 700
-
-
Dividends
75 773
87 300
-
-
total
-
-
-
-
Income
97 000
97 000
97 000
97 000
Total tax
10 859
9 700
24 234
26 810
After tax
86 141
87 300
72 766
70 190
Living cost
10 368
10 368
10 368
10 368
Free-cash
75 773
76 932
62 398
59 822

Estimated living cost  is ₴10368 per week

₴6704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2688
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴38441
₴42187
₴13917
₴42358
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
surtax
-
-
-
-
unemployment
-
-
-
2 115
health
-
-
-
3 082
chamber of commerce
-
-
-
388
pensions
-
-
-
7 455
income
-
-
-
34 515
total
-
-
-
47 555
Employee
15 077
13 745
82 334
-
unemployment
452
412
1 209
-
other
151
137
403
-
income
1 343
1 014
29 860
-
pensions
1 544
1 407
4 126
-
health
583
532
1 559
-
total
4 073
3 502
37 157
-
Employer
15 077
13 745
82 334
-
pensions
1 892
1 725
5 057
-
surtax
-
-
-
-
payroll
452
412
2 470
-
other
716
653
3 554
-
health
570
520
1 523
-
accident
196
179
524
-
unemployment
452
412
1 209
-
chamber of commerce
60
55
329
-
total
4 338
3 956
14 666
-
Corporate
77 584
79 299
81 025
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 396
19 825
20 256
-
total
19 396
19 825
20 256
-
Dividends
58 188
59 474
-
-
withholding
16 002
16 355
-
-
total
16 002
16 355
-
-
Income
97 000
97 000
97 000
97 000
Total tax
43 809
43 638
72 079
47 555
After tax
53 191
53 362
24 921
49 445
Living cost
11 004
11 004
11 004
11 004
Free-cash
42 187
42 358
13 917
38 441

Estimated living cost  is ₴11004 per week

₴6601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴37223
₴40638
₴12752
₴41171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
surtax
-
-
-
68
unemployment
-
-
-
2 115
health
-
-
-
3 082
chamber of commerce
-
-
-
388
pensions
-
-
-
7 455
income
-
-
-
34 515
total
-
-
-
47 623
Employee
17 237
13 745
82 271
-
unemployment
517
412
1 209
-
other
172
137
403
-
income
1 962
1 014
29 828
-
pensions
1 765
1 407
4 126
-
health
667
532
1 559
-
total
5 083
3 502
37 125
-
Employer
17 237
13 745
82 271
-
pensions
2 163
1 725
5 057
-
surtax
68
68
68
-
payroll
517
412
2 468
-
other
819
653
3 551
-
health
651
520
1 523
-
accident
224
179
524
-
unemployment
517
412
1 209
-
chamber of commerce
69
55
329
-
total
5 028
4 024
14 729
-
Corporate
74 734
79 230
80 962
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 683
19 808
20 240
-
total
18 683
19 808
20 240
-
Dividends
56 051
59 423
-
-
withholding
15 414
16 341
-
-
total
15 414
16 341
-
-
Income
97 000
97 000
97 000
97 000
Total tax
44 208
43 675
72 094
47 623
After tax
52 792
53 325
24 906
49 377
Living cost
12 154
12 154
12 154
12 154
Free-cash
40 638
41 171
12 752
37 223

Estimated living cost  is ₴12154 per week

₴8106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴29712
₴36424
₴19551
₴39571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
national
-
-
-
40 809
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 304
social contributions
-
-
-
8 599
total
-
-
-
54 712
Employee

The minimum management director salary is set at €45,000 per year.

24 672
-
75 130
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
654
-
national
7 585
-
29 263
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 287
-
3 919
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 850
-
5 635
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 159
-
3 531
-
total
12 096
-
43 002
-
Employer

The minimum management director salary is set at €45,000 per year.

24 672
-
75 130
-
surtax
2 798
-
8 520
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 186
-
6 657
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 517
-
4 620
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

321
-
977
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

360
-
1 097
-
total
7 182
-
21 871
-
Corporate
65 146
97 000
-
-
income
13 029
22 239
-
-
surtax
261
445
-
-
total
13 290
22 684
-
-
Dividends
51 856
74 316
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

15 432
22 169
-
-
total
15 432
22 169
-
-
Income
97 000
97 000
97 000
97 000
Total tax
48 000
44 853
64 873
54 712
After tax
49 000
52 147
32 127
42 288
Living cost
12 576
12 576
12 576
12 576
Free-cash
36 424
39 571
19 551
29 712

Estimated living cost  is ₴12576 per week

₴8101
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴73319
₴74917
₴77515
₴77014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
unemployment
-
-
-
48
health
-
-
-
1 383
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 779
income
-
-
-
14 550
total
-
-
-
17 760
Employee
7 841
-
94 641
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
income
784
-
9 464
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

688
-
1 056
-
health
361
-
553
-
total
1 919
-
11 205
-
Employer
7 841
-
94 641
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

864
-
1 325
-
health
541
-
830
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
unemployment
47
-
72
-
total
1 538
-
2 359
-
Corporate
87 621
97 000
-
-
income
8 762
9 700
-
-
total
8 762
9 700
-
-
Dividends
78 859
87 300
-
-
withholding
3 943
4 365
-
-
total
3 943
4 365
-
-
Income
97 000
97 000
97 000
97 000
Total tax
16 162
14 065
13 564
17 760
After tax
80 838
82 935
83 436
79 240
Living cost
5 921
5 921
5 921
5 921
Free-cash
74 917
77 014
77 515
73 319

Estimated living cost  is ₴5921 per week

₴3916
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴141
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1525
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴74727
₴76822
₴78923
₴78422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
unemployment
-
-
-
48
health
-
-
-
1 383
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 779
income
-
-
-
14 550
total
-
-
-
17 760
Employee
5 976
-
94 641
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
income
598
-
9 464
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

525
-
1 056
-
health
275
-
553
-
total
1 464
-
11 205
-
Employer
5 976
-
94 641
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

659
-
1 325
-
health
412
-
830
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
unemployment
36
-
72
-
total
1 173
-
2 359
-
Corporate
89 851
97 000
-
-
income
8 985
9 700
-
-
total
8 985
9 700
-
-
Dividends
80 866
87 300
-
-
withholding
4 043
4 365
-
-
total
4 043
4 365
-
-
Income
97 000
97 000
97 000
97 000
Total tax
15 665
14 065
13 564
17 760
After tax
81 335
82 935
83 436
79 240
Living cost
4 513
4 513
4 513
4 513
Free-cash
76 822
78 422
78 923
74 727

Estimated living cost  is ₴4513 per week

₴2635
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴322
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1436
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴56498
₴60780
₴55743
₴62659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
health
-
-
-
2 474
social contributions
-
-
-
5 581
income
-
-
-
24 461
total
-
-
-
32 516
Employee
26 522
26 522
92 323
-
income
2 888
2 455
24 055
-
social contributions
1 003
2 201
2 969
-
health
206
451
1 570
-
total
4 097
5 107
28 594
-
Employer
26 522
26 522
92 323
-
social contributions
1 003
2 201
2 969
-
health
223
491
1 708
-
total
1 226
2 692
4 677
-
Corporate
83 692
67 785
-
-
income
10 462
8 473
-
-
total
10 462
8 473
-
-
Dividends
73 231
59 312
-
-
withholding
12 449
10 083
-
-
total
12 449
10 083
-
-
Income
97 000
97 000
97 000
97 000
Total tax
28 234
26 355
33 271
32 516
After tax
68 766
70 645
63 729
64 484
Living cost
7 986
7 986
7 986
7 986
Free-cash
60 780
62 659
55 743
56 498

Estimated living cost  is ₴7986 per week

₴4786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴53297
₴58027
₴52542
₴59458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
health
-
-
-
2 474
social contributions
-
-
-
5 581
income
-
-
-
24 461
total
-
-
-
32 516
Employee
26 522
26 522
92 323
-
income
2 785
2 455
24 055
-
social contributions
1 289
2 201
2 969
-
health
264
451
1 570
-
total
4 338
5 107
28 594
-
Employer
26 522
26 522
92 323
-
social contributions
1 289
2 201
2 969
-
health
287
491
1 708
-
total
1 576
2 692
4 677
-
Corporate
79 899
67 785
-
-
income
9 987
8 473
-
-
total
9 987
8 473
-
-
Dividends
69 912
59 312
-
-
withholding
11 885
10 083
-
-
total
11 885
10 083
-
-
Income
97 000
97 000
97 000
97 000
Total tax
27 786
26 355
33 271
32 516
After tax
69 214
70 645
63 729
64 484
Living cost
11 187
11 187
11 187
11 187
Free-cash
58 027
59 458
52 542
53 297

Estimated living cost  is ₴11187 per week

₴7648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴51296
₴55983
₴46767
₴58824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
health
-
-
-
13 095
social contributions
-
-
-
11 456
income
-
-
-
10 867
solidarity contribution
-
-
-
2 325
total
-
-
-
37 743
Employee
11 708
-
79 993
-
income
1 405
-
9 997
-
social contributions
761
-
2 550
-
health
1 581
-
10 799
-
solidarity contribution
-
-
1 919
-
total
3 747
-
25 265
-
Employer
11 708
-
79 993
-
social contributions
2 927
-
9 808
-
health
1 054
-
7 199
-
total
3 981
-
17 007
-
Corporate
81 312
97 000
-
-
income
15 449
18 430
-
-
total
15 449
18 430
-
-
Dividends
65 863
78 570
-
-
withholding
9 879
11 785
-
-
total
9 879
11 785
-
-
Income
97 000
97 000
97 000
97 000
Total tax
33 056
30 215
42 272
37 743
After tax
63 944
66 785
54 728
59 257
Living cost
7 961
7 961
7 961
7 961
Free-cash
55 983
58 824
46 767
51 296

Estimated living cost  is ₴7961 per week

₴5530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴566
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴49447
₴53474
₴44918
₴56975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
health
-
-
-
13 095
social contributions
-
-
-
11 456
income
-
-
-
10 867
solidarity contribution
-
-
-
2 325
total
-
-
-
37 743
Employee
14 427
-
79 993
-
income
1 731
-
9 997
-
social contributions
938
-
2 550
-
health
1 948
-
10 799
-
solidarity contribution
-
-
1 919
-
total
4 617
-
25 265
-
Employer
14 427
-
79 993
-
social contributions
3 607
-
9 808
-
health
1 298
-
7 199
-
total
4 905
-
17 007
-
Corporate
77 668
97 000
-
-
income
14 757
18 430
-
-
total
14 757
18 430
-
-
Dividends
62 911
78 570
-
-
withholding
9 437
11 785
-
-
total
9 437
11 785
-
-
Income
97 000
97 000
97 000
97 000
Total tax
33 716
30 215
42 272
37 743
After tax
63 284
66 785
54 728
59 257
Living cost
9 810
9 810
9 810
9 810
Free-cash
53 474
56 975
44 918
49 447

Estimated living cost  is ₴9810 per week

₴7296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴543
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1802
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴38463
₴10493
₴21619
₴21619
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
national
-
-
-
12 563
pensions
-
-
-
300
municipal
-
-
-
21 276
labour market
-
-
-
7 736
total
-
-
-
41 875
Employee
70 328
70 328
70 328
-
municipal
14 976
14 976
14 976
-
national
8 592
8 592
8 592
-
pensions
100
100
100
-
labour market
5 618
5 618
5 618
-
total
29 286
29 286
29 286
-
Employer
70 328
70 328
70 328
-
pensions
200
200
200
-
labour market
5 626
5 626
5 626
-
municipal
15 000
15 000
15 000
-
national
8 607
8 607
8 607
-
total
29 433
29 433
29 433
-
Corporate
21 619
-
-
-
income
4 756
-
-
-
total
4 756
-
-
-
Dividends
16 863
-
-
-
withholding
6 370
-
-
-
total
6 370
-
-
-
Income
97 000
97 000
97 000
97 000
Total tax
69 845
58 719
58 719
41 875
After tax
27 155
38 281
38 281
55 125
Living cost
16 662
16 662
16 662
16 662
Free-cash
10 493
21 619
21 619
38 463

Estimated living cost  is ₴16662 per week

₴11404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1474
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴256
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴43661
₴67125
₴47578
₴69269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
health
-
-
-
12 610
pensions
-
-
-
19 400
income
-
-
-
12 998
total
-
-
-
45 008
Employee
9 785
-
72 496
-
unemployment
156
-
1 160
-
income
1 102
-
13 977
-
pensions
196
-
1 450
-
total
1 454
-
16 587
-
Employer
9 785
-
72 496
-
pensions
1 957
-
14 499
-
health
1 272
-
9 425
-
unemployment
79
-
580
-
total
3 308
-
24 504
-
Corporate
83 908
97 000
-
-
income
16 782
19 400
-
-
total
16 782
19 400
-
-
Dividends
67 126
77 600
-
-
total
-
-
-
-
Income
97 000
97 000
97 000
97 000
Total tax
21 544
19 400
41 091
45 008
After tax
75 456
77 600
55 909
51 992
Living cost
8 331
8 331
8 331
8 331
Free-cash
67 125
69 269
47 578
43 661

Estimated living cost  is ₴8331 per week

₴5714
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴44056
₴46356
₴32945
₴44450
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
97 000
national
-
-
-
21 135
health
-
-
-
1 350
municipal
-
-
-
17 217
total
-
-
-
39 702
Employee
18 147
-
81 602
-
unemployment
272
-
1 224
-
municipal
2 972
-
13 276
-
national
300
-
14 294
-
pensions
1 225
-
5 508
-
health
135
-
1 113
-
total
4 904
-
35 415
-
Employer
18 147
-
81 602
-
pensions
3 148
-
14 158
-
health
139
-
628
-
accident
18
-
82
-
unemployment
118
-
530
-
total
3 423
-
15 398
-
Corporate
75 429
97 000
-
-
income
15 086
19 400
-
-
total
15 086
19 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

45 258
58 200
-
-
municipal
8 146
10 476
-
-
national
5 843
9 432
-
-
total
13 989
19 908
-
-
Income
97 000
97 000
97 000
97 000
Total tax
37 402
39 308
50 813
39 702
After tax
59 598
57 692
46 187
57 298
Living cost
13 242
13 242
13 242
13 242
Free-cash
46 356
44 450
32 945
44 056

Estimated living cost  is ₴13242 per week

₴8650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴40766
₴40174
₴36693
₴38256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
surtax
-
-
-
-
health
-
-
-
5 233
pensions
-
-
-
13 842
social contributions
-
-
-
2 763
income
-
-
-
20 757
other
-
-
-
3 007
total
-
-
-
45 602
Employee
13 177
-
73 140
-
income
679
-
17 845
-
surtax
-
-
-
-
social contributions
376
-
2 084
-
pensions
1 490
-
5 887
-
total
2 545
-
25 816
-
Employer
13 177
-
73 140
-
pensions
2 165
-
9 768
-
social contributions
39
-
219
-
other
455
-
3 194
-
health
922
-
7 716
-
unemployment
533
-
2 962
-
total
4 114
-
23 859
-
Corporate
79 708
97 000
-
-
income
22 318
27 160
-
-
surtax
-
-
-
-
total
22 318
27 160
-
-
Dividends
57 390
69 840
-
-
withholding
7 346
8 940
-
-
social contributions
9 871
12 012
-
-
surtax
-
-
-
-
total
17 217
20 952
-
-
Income
97 000
97 000
97 000
97 000
Total tax
46 194
48 112
49 675
45 602
After tax
50 806
48 888
47 325
51 398
Living cost
10 632
10 632
10 632
10 632
Free-cash
40 174
38 256
36 693
40 766

Estimated living cost  is ₴10632 per week

₴6166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴39597
₴39124
₴35524
₴37087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
surtax
-
-
-
-
health
-
-
-
5 233
pensions
-
-
-
13 842
social contributions
-
-
-
2 763
income
-
-
-
20 757
other
-
-
-
3 007
total
-
-
-
45 602
Employee
14 762
-
73 140
-
income
871
-
17 845
-
surtax
-
-
-
-
social contributions
421
-
2 084
-
pensions
1 669
-
5 887
-
total
2 961
-
25 816
-
Employer
14 762
-
73 140
-
pensions
2 425
-
9 768
-
social contributions
45
-
219
-
other
509
-
3 194
-
health
1 034
-
7 716
-
unemployment
598
-
2 962
-
total
4 611
-
23 859
-
Corporate
77 628
97 000
-
-
income
21 736
27 160
-
-
surtax
-
-
-
-
total
21 736
27 160
-
-
Dividends
55 892
69 840
-
-
withholding
7 154
8 940
-
-
social contributions
9 613
12 012
-
-
surtax
-
-
-
-
total
16 767
20 952
-
-
Income
97 000
97 000
97 000
97 000
Total tax
46 075
48 112
49 675
45 602
After tax
50 925
48 888
47 325
51 398
Living cost
11 801
11 801
11 801
11 801
Free-cash
39 124
37 087
35 524
39 597

Estimated living cost  is ₴11801 per week

₴7441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴34739
₴34599
₴30666
₴32229
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
surtax
-
-
-
-
health
-
-
-
5 233
pensions
-
-
-
13 842
social contributions
-
-
-
2 763
income
-
-
-
20 757
other
-
-
-
3 007
total
-
-
-
45 602
Employee
21 603
-
73 140
-
income
1 885
-
17 845
-
surtax
-
-
-
-
social contributions
615
-
2 084
-
pensions
2 443
-
5 887
-
total
4 943
-
25 816
-
Employer
21 603
-
73 140
-
pensions
3 550
-
9 768
-
social contributions
65
-
219
-
other
746
-
3 194
-
health
1 512
-
7 716
-
unemployment
875
-
2 962
-
total
6 748
-
23 859
-
Corporate
68 650
97 000
-
-
income
19 222
27 160
-
-
surtax
-
-
-
-
total
19 222
27 160
-
-
Dividends
49 428
69 840
-
-
withholding
6 327
8 940
-
-
social contributions
8 502
12 012
-
-
surtax
-
-
-
-
total
14 829
20 952
-
-
Income
97 000
97 000
97 000
97 000
Total tax
45 742
48 112
49 675
45 602
After tax
51 258
48 888
47 325
51 398
Living cost
16 659
16 659
16 659
16 659
Free-cash
34 599
32 229
30 666
34 739

Estimated living cost  is ₴16659 per week

₴11275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴228
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3793
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴93498
₴89499
₴75368
₴89918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
97 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 270
total
-
-
-
1 270
Employee
2 789
-
97 000
-
income
558
-
19 400
-
total
558
-
19 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

94 211
97 000
-
-
total
-
-
-
-
Dividends
94 211
97 000
-
-
withholding
4 711
4 850
-
-
total
4 711
4 850
-
-
Income
97 000
97 000
97 000
97 000
Total tax
5 269
4 850
19 400
1 270
After tax
91 731
92 150
77 600
95 730
Living cost
2 232
2 232
2 232
2 232
Free-cash
89 499
89 918
75 368
93 498

Estimated living cost  is ₴2232 per week

₴1383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴92253
₴88021
₴74123
₴88673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
97 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 270
total
-
-
-
1 270
Employee
4 347
-
97 000
-
income
869
-
19 400
-
total
869
-
19 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

92 653
97 000
-
-
total
-
-
-
-
Dividends
92 653
97 000
-
-
withholding
4 633
4 850
-
-
total
4 633
4 850
-
-
Income
97 000
97 000
97 000
97 000
Total tax
5 502
4 850
19 400
1 270
After tax
91 498
92 150
77 600
95 730
Living cost
3 477
3 477
3 477
3 477
Free-cash
88 021
88 673
74 123
92 253

Estimated living cost  is ₴3477 per week

₴2353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴33837
₴41058
₴45455
₴36544
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
97 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 870
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 003
trade
-
-
-
11 618
total
-
-
-
49 847
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 162
-
97 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 411
-
34 003
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
1 870
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 845
-
38 229
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
79 838
97 000
-
-
trade
11 456
13 920
-
-
income
11 976
14 550
-
-
chamber of commerce
170
194
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

658
801
-
-
total
24 260
29 465
-
-
Dividends
55 578
67 536
-
-
withholding
13 764
16 753
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

757
922
-
-
total
14 521
17 675
-
-
Income
97 000
97 000
97 000
97 000
Total tax
42 626
47 140
38 229
49 847
After tax
54 374
49 860
58 771
47 153
Living cost
13 316
13 316
13 316
13 316
Free-cash
41 058
36 544
45 455
33 837

Estimated living cost  is ₴13316 per week

₴9186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴193
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴35572
₴42232
₴48324
₴38415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
97 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 870
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 003
trade
-
-
-
12 752
total
-
-
-
50 981
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 192
-
97 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

369
-
34 003
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
1 870
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
2 745
-
38 229
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
83 808
97 000
-
-
trade
13 200
15 278
-
-
income
12 571
14 550
-
-
chamber of commerce
173
192
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

691
801
-
-
total
26 635
30 821
-
-
Dividends
57 173
66 180
-
-
withholding
14 162
16 414
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

779
903
-
-
total
14 941
17 317
-
-
Income
97 000
97 000
97 000
97 000
Total tax
44 321
48 138
38 229
50 981
After tax
52 679
48 862
58 771
46 019
Living cost
10 447
10 447
10 447
10 447
Free-cash
42 232
38 415
48 324
35 572

Estimated living cost  is ₴10447 per week

₴6572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1218
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴31902
₴39662
₴45221
₴34816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
97 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 870
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 003
trade
-
-
-
13 319
total
-
-
-
51 548
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 491
-
97 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 503
-
34 003
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

82
-
1 870
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 941
-
38 229
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
79 509
97 000
-
-
trade
13 079
15 956
-
-
income
11 926
14 550
-
-
chamber of commerce
166
190
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

656
801
-
-
total
25 827
31 497
-
-
Dividends
53 682
65 503
-
-
withholding
13 289
16 244
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

731
893
-
-
total
14 020
17 137
-
-
Income
97 000
97 000
97 000
97 000
Total tax
43 788
48 634
38 229
51 548
After tax
53 212
48 366
58 771
45 452
Living cost
13 550
13 550
13 550
13 550
Free-cash
39 662
34 816
45 221
31 902

Estimated living cost  is ₴13550 per week

₴9062
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴29084
₴37658
₴42970
₴32065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
97 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 870
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 003
trade
-
-
-
13 886
total
-
-
-
52 115
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 729
-
97 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 438
-
34 003
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
-
1 870
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
4 928
-
38 229
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
76 271
97 000
-
-
trade
13 080
16 635
-
-
income
11 441
14 550
-
-
chamber of commerce
160
189
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

629
801
-
-
total
25 310
32 175
-
-
Dividends
50 961
64 825
-
-
withholding
12 609
16 075
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

694
884
-
-
total
13 303
16 959
-
-
Income
97 000
97 000
97 000
97 000
Total tax
43 541
49 134
38 229
52 115
After tax
53 459
47 866
58 771
44 885
Living cost
15 801
15 801
15 801
15 801
Free-cash
37 658
32 065
42 970
29 084

Estimated living cost  is ₴15801 per week

₴11540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2792
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴37676
₴52169
₴35567
₴53266
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
surtax
-
-
-
5 866
unemployment
-
-
-
79
health
-
-
-
3 268
pensions
-
-
-
9 207
income
-
-
-
33 157
other
-
-
-
-
total
-
-
-
51 577
Employee
11 616
-
87 310
-
unemployment
808
-
3 204
-
other
-
-
-
-
income
1 947
-
31 094
-
surtax
41
-
5 454
-
pensions
775
-
3 070
-
health
297
-
1 174
-
total
3 868
-
43 996
-
Employer
11 616
-
87 310
-
pensions
1 549
-
6 136
-
other
-
-
-
-
health
528
-
2 095
-
unemployment
369
-
1 459
-
total
2 446
-
9 690
-
Corporate
82 939
97 000
-
-
income
21 564
25 220
-
-
total
21 564
25 220
-
-
Dividends
61 375
71 780
-
-
withholding
9 206
10 767
-
-
total
9 206
10 767
-
-
Income
97 000
97 000
97 000
97 000
Total tax
37 084
35 987
53 686
51 577
After tax
59 916
61 013
43 314
45 423
Living cost
7 747
7 747
7 747
7 747
Free-cash
52 169
53 266
35 567
37 676

Estimated living cost  is ₴7747 per week

₴4677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴674
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2217
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴37812
₴52329
₴35703
₴53402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
surtax
-
-
-
5 866
unemployment
-
-
-
79
health
-
-
-
3 268
pensions
-
-
-
9 207
income
-
-
-
33 157
other
-
-
-
-
total
-
-
-
51 577
Employee
11 406
-
87 310
-
unemployment
794
-
3 204
-
other
-
-
-
-
income
1 912
-
31 094
-
surtax
37
-
5 454
-
pensions
761
-
3 070
-
health
291
-
1 174
-
total
3 795
-
43 996
-
Employer
11 406
-
87 310
-
pensions
1 521
-
6 136
-
other
-
-
-
-
health
519
-
2 095
-
unemployment
361
-
1 459
-
total
2 401
-
9 690
-
Corporate
83 193
97 000
-
-
income
21 630
25 220
-
-
total
21 630
25 220
-
-
Dividends
61 563
71 780
-
-
withholding
9 234
10 767
-
-
total
9 234
10 767
-
-
Income
97 000
97 000
97 000
97 000
Total tax
37 060
35 987
53 686
51 577
After tax
59 940
61 013
43 314
45 423
Living cost
7 611
7 611
7 611
7 611
Free-cash
52 329
53 402
35 703
37 812

Estimated living cost  is ₴7611 per week

₴4654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴702
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴60350
₴47722
₴49385
₴47578
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
unemployment
-
-
-
1 455
health
-
-
-
6 790
pensions
-
-
-
9 700
income
-
-
-
11 858
total
-
-
-
29 803
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
81 172
-
unemployment
148
59
1 218
-
income
1 208
481
9 923
-
pensions
988
393
8 117
-
health
692
275
5 682
-
total
3 036
1 208
24 940
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
81 172
-
pensions
1 927
767
15 828
-
total
1 927
767
15 828
-
Corporate
85 189
92 299
-
-
income
7 667
8 307
-
-
total
7 667
8 307
-
-
Dividends
77 522
83 992
-
-
withholding
14 729
15 959
-
-
social contributions
15 072
16 334
-
-
total
29 801
32 293
-
-
Income
97 000
97 000
97 000
97 000
Total tax
42 431
42 575
40 768
29 803
After tax
54 569
54 425
56 232
67 197
Living cost
6 847
6 847
6 847
6 847
Free-cash
47 722
47 578
49 385
60 350

Estimated living cost  is ₴6847 per week

₴4673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴36899
₴43552
₴37421
₴43829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
national
-
-
-
19 817
pensions
-
-
-
11 640
social contributions
-
-
-
1 043
municipal
-
-
-
10 902
total
-
-
-
43 402
Employee
25 887
-
83 856
-
municipal
3 197
-
11 278
-
national
4 955
-
20 639
-
pensions
1 035
-
3 354
-
total
9 187
-
35 271
-
Employer
25 887
-
83 856
-
pensions
2 071
-
6 708
-
social contributions
278
-
901
-
total
2 349
-
7 609
-
Corporate
67 056
97 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 411
19 400
-
-
total
13 411
19 400
-
-
Dividends
53 645
77 600
-
-
withholding
11 802
17 072
-
-
total
11 802
17 072
-
-
Income
97 000
97 000
97 000
97 000
Total tax
36 749
36 472
42 880
43 402
After tax
60 251
60 528
54 120
53 598
Living cost
16 699
16 699
16 699
16 699
Free-cash
43 552
43 829
37 421
36 899

Estimated living cost  is ₴16699 per week

₴11350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴27230
₴49013
₴27230
₴48252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
social contributions
-
-
-
17 023
income
-
-
-
33 099
total
-
-
-
50 122
Employee
26 980
-
97 000
-
social contributions
2 241
-
17 023
-
income
5 091
-
33 099
-
total
7 332
-
50 122
-
Employer
26 980
-
97 000
-
total
-
-
-
-
Corporate
70 020
97 000
-
-
income
8 753
12 125
-
-
total
8 753
12 125
-
-
Dividends
61 267
84 875
-
-
withholding
12 254
16 975
-
-
total
12 254
16 975
-
-
Income
97 000
97 000
97 000
97 000
Total tax
28 339
29 100
50 122
50 122
After tax
68 661
67 900
46 878
46 878
Living cost
19 648
19 648
19 648
19 648
Free-cash
49 013
48 252
27 230
27 230

Estimated living cost  is ₴19648 per week

₴14948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2911
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴33410
₴35399
₴30485
₴37200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
national
-
-
-
29 816
regional
-
-
-
1 319
social contributions
-
-
-
17 263
municipal
-
-
-
638
total
-
-
-
49 036
Employee
30 654
-
97 000
-
municipal
162
-
595
-
national
5 312
-
27 508
-
social contributions
10 337
-
22 632
-
regional
289
-
1 226
-
total
16 100
-
51 961
-
Employer
30 654
-
97 000
-
total
-
-
-
-
Corporate
66 346
97 000
-
-
nationa
15 923
23 280
-
-
municipal
2 587
3 783
-
-
total
18 510
27 063
-
-
Dividends
47 835
69 937
-
-
withholding
12 437
18 183
-
-
total
12 437
18 183
-
-
Income
97 000
97 000
97 000
97 000
Total tax
47 047
45 246
51 961
49 036
After tax
49 953
51 754
45 039
47 964
Living cost
14 554
14 554
14 554
14 554
Free-cash
35 399
37 200
30 485
33 410

Estimated living cost  is ₴14554 per week

₴10145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴954
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴38374
₴40929
₴35464
₴41694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
national
-
-
-
29 816
regional
-
-
-
1 618
social contributions
-
-
-
17 263
municipal
-
-
-
638
total
-
-
-
49 335
Employee
19 133
-
97 000
-
municipal
101
-
595
-
national
3 031
-
27 508
-
social contributions
6 452
-
22 632
-
regional
258
-
1 510
-
total
9 842
-
52 245
-
Employer
19 133
-
97 000
-
total
-
-
-
-
Corporate
77 867
97 000
-
-
nationa
18 688
23 280
-
-
municipal
3 870
4 821
-