Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 95000
per

Your estimated
City
free-cash

Madrid , Spain
₴48762
₴39579
₴41002
₴50981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
unemployment
-
-
-
220
income
-
-
-
32 652
other
-
-
-
32
accident
-
-
-
283
pensions
-
-
-
8 894
total
-
-
-
42 081
Employee
16 377
-
84 980
-
unemployment
254
-
487
-
pensions
770
-
1 477
-
income
3 421
-
31 488
-
other
16
-
32
-
total
4 461
-
33 484
-
Employer
16 377
-
84 980
-
pensions
3 865
-
7 418
-
accident
324
-
622
-
unemployment
901
-
1 728
-
other
131
-
252
-
total
5 221
-
10 020
-
Corporate
73 402
95 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

11 010
14 250
-
-
total
11 010
14 250
-
-
Dividends
62 391
80 750
-
-
withholding
13 629
17 852
-
-
total
13 629
17 852
-
-
Income
95 000
95 000
95 000
95 000
Total tax
34 321
32 102
43 504
42 081
After tax
60 679
62 898
51 496
52 919
Living cost
11 917
11 917
11 917
11 917
Free-cash
48 762
50 981
39 579
41 002

Estimated living cost  is ₴11917 per week

₴8559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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