Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 95000

per

Your estimated

Best value All models

City

free-cash

Gdansk , Poland

-₴882

₴43950

₴56272

₴6379

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

95 000

health

850

pensions

1 622

accident

other

144

income

27 437

total

30 151

Employee

13 491

87 116

health

1 545

9 975

pensions

1 519

2 974

income

1 851

21 640

total

4 915

34 589

Employer

13 491

87 116

pensions

2 194

4 295

accident

225

1 455

unemployment

331

2 134

total

2 750

7 884

Corporate

78 759

95 000

income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

70 883

85 500

total

70 883

85 500

Dividends

7 876

9 500

withholding

1 496

1 805

total

1 496

1 805

Income

95 000

Total tax

80 044

87 305

42 473

30 151

After tax

14 956

7 695

52 527

64 849

Living cost

8 577

Free-cash

6 379

-882

43 950

56 272

Estimated living cost is ₴8577 per week

₴6286

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₴475

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₴179

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₴1637

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₴0

I'm drinking at home rarely or never.

₴0

I do not smoke or smoke very rarely.

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Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.