Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 95000

per

Your estimated

Best value All models

City

free-cash

Gdansk , Poland

-₴1082

₴43694

₴56076

₴6349

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

95 000

health

870

pensions

1 660

accident

101

other

148

income

27 368

total

30 147

Employee

13 806

87 020

health

1 581

9 964

pensions

1 555

3 044

income

1 894

21 541

total

5 030

34 549

Employer

13 806

87 020

pensions

2 245

4 395

accident

230

1 453

unemployment

338

2 132

total

2 813

7 980

Corporate

78 380

95 000

income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

70 542

85 500

total

70 542

85 500

Dividends

7 838

9 500

withholding

1 489

1 805

total

1 489

1 805

Income

95 000

Total tax

79 874

87 305

42 529

30 147

After tax

15 126

7 695

52 471

64 853

Living cost

8 777

Free-cash

6 349

-1 082

43 694

56 076

Estimated living cost is ₴8777 per week

₴6433

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₴486

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₴183

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₴1675

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₴0

I'm drinking at home rarely or never.

₴0

I do not smoke or smoke very rarely.

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Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.