Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 95000
per

Your estimated
City
free-cash

Andorra , Andorra
₴58399
₴73949
₴60924
₴75110
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
20 900
income
-
-
-
5 311
total
-
-
-
26 211
Employee
11 112
-
82 251
-
social contributions
722
-
5 347
-
income
-
-
5 591
-
total
722
-
10 938
-
Employer
11 112
-
82 251
-
social contributions
1 723
-
12 748
-
total
1 723
-
12 748
-
Corporate
82 165
95 000
-
-
income
8 216
9 500
-
-
total
8 216
9 500
-
-
Dividends
73 949
85 500
-
-
total
-
-
-
-
Income
95 000
95 000
95 000
95 000
Total tax
10 661
9 500
23 686
26 211
After tax
84 339
85 500
71 314
68 789
Living cost
10 390
10 390
10 390
10 390
Free-cash
73 949
75 110
60 924
58 399

Estimated living cost  is ₴10390 per week

₴6718
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2693
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴37427
₴41078
₴13432
₴41248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
surtax
-
-
-
-
unemployment
-
-
-
2 120
health
-
-
-
3 089
chamber of commerce
-
-
-
380
pensions
-
-
-
7 471
income
-
-
-
33 485
total
-
-
-
46 545
Employee
15 110
13 775
80 453
-
unemployment
453
413
1 212
-
other
151
138
404
-
income
1 346
1 016
28 895
-
pensions
1 547
1 410
4 135
-
health
584
533
1 562
-
total
4 081
3 510
36 208
-
Employer
15 110
13 775
80 453
-
pensions
1 896
1 729
5 068
-
surtax
-
-
-
-
payroll
453
413
2 414
-
other
718
654
3 480
-
health
571
521
1 526
-
accident
196
179
525
-
unemployment
453
413
1 212
-
chamber of commerce
60
55
322
-
total
4 347
3 964
14 547
-
Corporate
75 542
77 261
79 141
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 885
19 315
19 785
-
total
18 885
19 315
19 785
-
Dividends
56 657
57 946
-
-
withholding
15 581
15 935
-
-
total
15 581
15 935
-
-
Income
95 000
95 000
95 000
95 000
Total tax
42 894
42 724
70 540
46 545
After tax
52 106
52 276
24 460
48 455
Living cost
11 028
11 028
11 028
11 028
Free-cash
41 078
41 248
13 432
37 427

Estimated living cost  is ₴11028 per week

₴6615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1126
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3090
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴36207
₴39522
₴12263
₴40059
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
surtax
-
-
-
68
unemployment
-
-
-
2 120
health
-
-
-
3 089
chamber of commerce
-
-
-
380
pensions
-
-
-
7 471
income
-
-
-
33 485
total
-
-
-
46 613
Employee
17 274
13 775
80 389
-
unemployment
518
413
1 212
-
other
173
138
404
-
income
1 967
1 016
28 864
-
pensions
1 769
1 410
4 135
-
health
668
533
1 562
-
total
5 095
3 510
36 177
-
Employer
17 274
13 775
80 389
-
pensions
2 168
1 729
5 068
-
surtax
68
68
68
-
payroll
518
413
2 412
-
other
821
654
3 478
-
health
653
521
1 526
-
accident
224
179
525
-
unemployment
518
413
1 212
-
chamber of commerce
69
55
321
-
total
5 039
4 032
14 610
-
Corporate
72 687
77 192
79 078
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 172
19 298
19 770
-
total
18 172
19 298
19 770
-
Dividends
54 515
57 894
-
-
withholding
14 992
15 921
-
-
total
14 992
15 921
-
-
Income
95 000
95 000
95 000
95 000
Total tax
43 298
42 761
70 557
46 613
After tax
51 702
52 239
24 443
48 387
Living cost
12 180
12 180
12 180
12 180
Free-cash
39 522
40 059
12 263
36 207

Estimated living cost  is ₴12180 per week

₴8123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2817
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴28804
₴35272
₴18941
₴38567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
national
-
-
-
39 792
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 183
social contributions
-
-
-
8 618
total
-
-
-
53 593
Employee

The minimum management director salary is set at €45,000 per year.

24 725
-
73 580
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
640
-
national
7 601
-
28 583
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 290
-
3 838
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 854
-
5 518
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 162
-
3 458
-
total
12 122
-
42 037
-
Employer

The minimum management director salary is set at €45,000 per year.

24 725
-
73 580
-
surtax
2 804
-
8 344
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 191
-
6 519
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 520
-
4 525
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

321
-
957
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

361
-
1 074
-
total
7 197
-
21 419
-
Corporate
63 078
95 000
-
-
income
12 616
21 646
-
-
surtax
253
433
-
-
total
12 869
22 079
-
-
Dividends
50 210
72 921
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

14 937
21 751
-
-
total
14 937
21 751
-
-
Income
95 000
95 000
95 000
95 000
Total tax
47 125
43 830
63 456
53 593
After tax
47 875
51 170
31 544
41 407
Living cost
12 603
12 603
12 603
12 603
Free-cash
35 272
38 567
18 941
28 804

Estimated living cost  is ₴12603 per week

₴8118
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴71581
₴73173
₴75675
₴75279
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
unemployment
-
-
-
48
health
-
-
-
1 388
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 787
income
-
-
-
14 250
total
-
-
-
17 473
Employee
7 873
-
92 631
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
income
787
-
9 263
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

691
-
1 060
-
health
362
-
555
-
total
1 927
-
11 011
-
Employer
7 873
-
92 631
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

868
-
1 330
-
health
543
-
833
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
unemployment
47
-
72
-
total
1 545
-
2 368
-
Corporate
85 582
95 000
-
-
income
8 558
9 500
-
-
total
8 558
9 500
-
-
Dividends
77 024
85 500
-
-
withholding
3 851
4 275
-
-
total
3 851
4 275
-
-
Income
95 000
95 000
95 000
95 000
Total tax
15 881
13 775
13 379
17 473
After tax
79 119
81 225
81 621
77 527
Living cost
5 946
5 946
5 946
5 946
Free-cash
73 173
75 279
75 675
71 581

Estimated living cost  is ₴5946 per week

₴3933
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴340
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴72995
₴75088
₴77089
₴76693
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
unemployment
-
-
-
48
health
-
-
-
1 388
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 787
income
-
-
-
14 250
total
-
-
-
17 473
Employee
6 001
-
92 631
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
income
600
-
9 263
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

527
-
1 060
-
health
276
-
555
-
total
1 469
-
11 011
-
Employer
6 001
-
92 631
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

661
-
1 330
-
health
414
-
833
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
unemployment
36
-
72
-
total
1 177
-
2 368
-
Corporate
87 822
95 000
-
-
income
8 782
9 500
-
-
total
8 782
9 500
-
-
Dividends
79 040
85 500
-
-
withholding
3 952
4 275
-
-
total
3 952
4 275
-
-
Income
95 000
95 000
95 000
95 000
Total tax
15 380
13 775
13 379
17 473
After tax
79 620
81 225
81 621
77 527
Living cost
4 532
4 532
4 532
4 532
Free-cash
75 088
76 693
77 089
72 995

Estimated living cost  is ₴4532 per week

₴2646
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1442
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴55222
₴59308
₴54480
₴61190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
health
-
-
-
2 422
social contributions
-
-
-
5 593
income
-
-
-
23 760
total
-
-
-
31 775
Employee
26 579
26 579
90 353
-
income
2 894
2 460
23 360
-
social contributions
1 005
2 206
2 975
-
health
206
452
1 536
-
total
4 105
5 118
27 871
-
Employer
26 579
26 579
90 353
-
social contributions
1 005
2 206
2 975
-
health
224
492
1 671
-
total
1 229
2 698
4 646
-
Corporate
81 664
65 723
-
-
income
10 208
8 215
-
-
total
10 208
8 215
-
-
Dividends
71 456
57 508
-
-
withholding
12 147
9 776
-
-
total
12 147
9 776
-
-
Income
95 000
95 000
95 000
95 000
Total tax
27 689
25 807
32 517
31 775
After tax
67 311
69 193
62 483
63 225
Living cost
8 003
8 003
8 003
8 003
Free-cash
59 308
61 190
54 480
55 222

Estimated living cost  is ₴8003 per week

₴4796
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2245
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴52014
₴56547
₴51272
₴57982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
health
-
-
-
2 422
social contributions
-
-
-
5 593
income
-
-
-
23 760
total
-
-
-
31 775
Employee
26 579
26 579
90 353
-
income
2 791
2 460
23 360
-
social contributions
1 292
2 206
2 975
-
health
264
452
1 536
-
total
4 347
5 118
27 871
-
Employer
26 579
26 579
90 353
-
social contributions
1 292
2 206
2 975
-
health
288
492
1 671
-
total
1 580
2 698
4 646
-
Corporate
77 862
65 723
-
-
income
9 733
8 215
-
-
total
9 733
8 215
-
-
Dividends
68 129
57 508
-
-
withholding
11 582
9 776
-
-
total
11 582
9 776
-
-
Income
95 000
95 000
95 000
95 000
Total tax
27 242
25 807
32 517
31 775
After tax
67 758
69 193
62 483
63 225
Living cost
11 211
11 211
11 211
11 211
Free-cash
56 547
57 982
51 272
52 014

Estimated living cost  is ₴11211 per week

₴7664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴49908
₴54576
₴45493
₴57425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
health
-
-
-
12 825
social contributions
-
-
-
11 487
income
-
-
-
10 603
solidarity contribution
-
-
-
2 194
total
-
-
-
37 109
Employee
11 740
-
78 133
-
income
1 409
-
9 754
-
social contributions
763
-
2 557
-
health
1 585
-
10 548
-
solidarity contribution
-
-
1 798
-
total
3 757
-
24 657
-
Employer
11 740
-
78 133
-
social contributions
2 935
-
9 835
-
health
1 057
-
7 032
-
total
3 992
-
16 867
-
Corporate
79 269
95 000
-
-
income
15 061
18 050
-
-
total
15 061
18 050
-
-
Dividends
64 208
76 950
-
-
withholding
9 631
11 542
-
-
total
9 631
11 542
-
-
Income
95 000
95 000
95 000
95 000
Total tax
32 441
29 592
41 524
37 109
After tax
62 559
65 408
53 476
57 891
Living cost
7 983
7 983
7 983
7 983
Free-cash
54 576
57 425
45 493
49 908

Estimated living cost  is ₴7983 per week

₴5545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1713
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴48054
₴52061
₴43639
₴55571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
health
-
-
-
12 825
social contributions
-
-
-
11 487
income
-
-
-
10 603
solidarity contribution
-
-
-
2 194
total
-
-
-
37 109
Employee
14 467
-
78 133
-
income
1 736
-
9 754
-
social contributions
940
-
2 557
-
health
1 953
-
10 548
-
solidarity contribution
-
-
1 798
-
total
4 629
-
24 657
-
Employer
14 467
-
78 133
-
social contributions
3 617
-
9 835
-
health
1 302
-
7 032
-
total
4 919
-
16 867
-
Corporate
75 615
95 000
-
-
income
14 367
18 050
-
-
total
14 367
18 050
-
-
Dividends
61 248
76 950
-
-
withholding
9 187
11 542
-
-
total
9 187
11 542
-
-
Income
95 000
95 000
95 000
95 000
Total tax
33 102
29 592
41 524
37 109
After tax
61 898
65 408
53 476
57 891
Living cost
9 837
9 837
9 837
9 837
Free-cash
52 061
55 571
43 639
48 054

Estimated living cost  is ₴9837 per week

₴7316
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴545
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1807
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴37370
₴9520
₴19464
₴19464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
national
-
-
-
12 259
pensions
-
-
-
301
municipal
-
-
-
20 797
labour market
-
-
-
7 576
total
-
-
-
40 933
Employee
70 472
70 472
70 472
-
municipal
15 007
15 007
15 007
-
national
8 609
8 609
8 609
-
pensions
100
100
100
-
labour market
5 630
5 630
5 630
-
total
29 346
29 346
29 346
-
Employer
70 472
70 472
70 472
-
pensions
200
200
200
-
labour market
5 638
5 638
5 638
-
municipal
15 031
15 031
15 031
-
national
8 624
8 624
8 624
-
total
29 493
29 493
29 493
-
Corporate
19 464
-
-
-
income
4 282
-
-
-
total
4 282
-
-
-
Dividends
15 182
-
-
-
withholding
5 662
-
-
-
total
5 662
-
-
-
Income
95 000
95 000
95 000
95 000
Total tax
68 783
58 839
58 839
40 933
After tax
26 217
36 161
36 161
54 067
Living cost
16 697
16 697
16 697
16 697
Free-cash
9 520
19 464
19 464
37 370

Estimated living cost  is ₴16697 per week

₴11427
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1477
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴257
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3535
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴42571
₴65503
₴46407
₴67651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
health
-
-
-
12 350
pensions
-
-
-
19 000
income
-
-
-
12 730
total
-
-
-
44 080
Employee
9 806
-
71 001
-
unemployment
157
-
1 136
-
income
1 104
-
13 689
-
pensions
196
-
1 420
-
total
1 457
-
16 245
-
Employer
9 806
-
71 001
-
pensions
1 961
-
14 201
-
health
1 275
-
9 230
-
unemployment
79
-
568
-
total
3 315
-
23 999
-
Corporate
81 880
95 000
-
-
income
16 376
19 000
-
-
total
16 376
19 000
-
-
Dividends
65 504
76 000
-
-
total
-
-
-
-
Income
95 000
95 000
95 000
95 000
Total tax
21 148
19 000
40 244
44 080
After tax
73 852
76 000
54 756
50 920
Living cost
8 349
8 349
8 349
8 349
Free-cash
65 503
67 651
46 407
42 571

Estimated living cost  is ₴8349 per week

₴5726
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴43047
₴45207
₴32164
₴43431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
95 000
national
-
-
-
20 502
health
-
-
-
1 318
municipal
-
-
-
16 862
total
-
-
-
38 682
Employee
18 186
-
79 919
-
unemployment
273
-
1 199
-
municipal
2 979
-
13 003
-
national
300
-
13 801
-
pensions
1 227
-
5 395
-
health
136
-
1 086
-
total
4 915
-
34 484
-
Employer
18 186
-
79 919
-
pensions
3 155
-
13 866
-
health
140
-
615
-
accident
18
-
80
-
unemployment
118
-
520
-
total
3 431
-
15 081
-
Corporate
73 383
95 000
-
-
income
14 677
19 000
-
-
total
14 677
19 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

44 030
57 000
-
-
municipal
7 925
10 260
-
-
national
5 574
9 038
-
-
total
13 499
19 298
-
-
Income
95 000
95 000
95 000
95 000
Total tax
36 522
38 298
49 565
38 682
After tax
58 478
56 702
45 435
56 318
Living cost
13 271
13 271
13 271
13 271
Free-cash
45 207
43 431
32 164
43 047

Estimated living cost  is ₴13271 per week

₴8668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1276
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3115
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴39838
₴39146
₴35960
₴37227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
surtax
-
-
-
-
health
-
-
-
5 082
pensions
-
-
-
13 688
social contributions
-
-
-
2 706
income
-
-
-
20 087
other
-
-
-
2 945
total
-
-
-
44 508
Employee
13 205
-
71 709
-
income
681
-
17 313
-
surtax
-
-
-
-
social contributions
377
-
2 043
-
pensions
1 494
-
5 739
-
total
2 552
-
25 095
-
Employer
13 205
-
71 709
-
pensions
2 170
-
9 527
-
social contributions
39
-
215
-
other
456
-
3 118
-
health
924
-
7 526
-
unemployment
535
-
2 905
-
total
4 124
-
23 291
-
Corporate
77 671
95 000
-
-
income
21 748
26 600
-
-
surtax
-
-
-
-
total
21 748
26 600
-
-
Dividends
55 923
68 400
-
-
withholding
7 158
8 755
-
-
social contributions
9 618
11 764
-
-
surtax
-
-
-
-
total
16 776
20 519
-
-
Income
95 000
95 000
95 000
95 000
Total tax
45 200
47 119
48 386
44 508
After tax
49 800
47 881
46 614
50 492
Living cost
10 654
10 654
10 654
10 654
Free-cash
39 146
37 227
35 960
39 838

Estimated living cost  is ₴10654 per week

₴6179
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1082
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3191
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴38666
₴38095
₴34788
₴36055
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
surtax
-
-
-
-
health
-
-
-
5 082
pensions
-
-
-
13 688
social contributions
-
-
-
2 706
income
-
-
-
20 087
other
-
-
-
2 945
total
-
-
-
44 508
Employee
14 794
-
71 709
-
income
873
-
17 313
-
surtax
-
-
-
-
social contributions
422
-
2 043
-
pensions
1 673
-
5 739
-
total
2 968
-
25 095
-
Employer
14 794
-
71 709
-
pensions
2 430
-
9 527
-
social contributions
45
-
215
-
other
510
-
3 118
-
health
1 036
-
7 526
-
unemployment
599
-
2 905
-
total
4 620
-
23 291
-
Corporate
75 587
95 000
-
-
income
21 164
26 600
-
-
surtax
-
-
-
-
total
21 164
26 600
-
-
Dividends
54 422
68 400
-
-
withholding
6 966
8 755
-
-
social contributions
9 361
11 764
-
-
surtax
-
-
-
-
total
16 327
20 519
-
-
Income
95 000
95 000
95 000
95 000
Total tax
45 079
47 119
48 386
44 508
After tax
49 921
47 881
46 614
50 492
Living cost
11 826
11 826
11 826
11 826
Free-cash
38 095
36 055
34 788
38 666

Estimated living cost  is ₴11826 per week

₴7457
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3207
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴33797
₴33561
₴29919
₴31186
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
surtax
-
-
-
-
health
-
-
-
5 082
pensions
-
-
-
13 688
social contributions
-
-
-
2 706
income
-
-
-
20 087
other
-
-
-
2 945
total
-
-
-
44 508
Employee
21 649
-
71 709
-
income
1 889
-
17 313
-
surtax
-
-
-
-
social contributions
617
-
2 043
-
pensions
2 449
-
5 739
-
total
4 955
-
25 095
-
Employer
21 649
-
71 709
-
pensions
3 557
-
9 527
-
social contributions
65
-
215
-
other
747
-
3 118
-
health
1 515
-
7 526
-
unemployment
877
-
2 905
-
total
6 761
-
23 291
-
Corporate
66 589
95 000
-
-
income
18 645
26 600
-
-
surtax
-
-
-
-
total
18 645
26 600
-
-
Dividends
47 944
68 400
-
-
withholding
6 137
8 755
-
-
social contributions
8 246
11 764
-
-
surtax
-
-
-
-
total
14 383
20 519
-
-
Income
95 000
95 000
95 000
95 000
Total tax
44 744
47 119
48 386
44 508
After tax
50 256
47 881
46 614
50 492
Living cost
16 695
16 695
16 695
16 695
Free-cash
33 561
31 186
29 919
33 797

Estimated living cost  is ₴16695 per week

₴11299
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1366
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴229
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3801
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴91561
₴87612
₴73778
₴88028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
95 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 217
total
-
-
-
1 217
Employee
2 778
-
95 000
-
income
555
-
19 000
-
total
555
-
19 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

92 222
95 000
-
-
total
-
-
-
-
Dividends
92 222
95 000
-
-
withholding
4 611
4 750
-
-
total
4 611
4 750
-
-
Income
95 000
95 000
95 000
95 000
Total tax
5 166
4 750
19 000
1 217
After tax
89 834
90 250
76 000
93 783
Living cost
2 222
2 222
2 222
2 222
Free-cash
87 612
88 028
73 778
91 561

Estimated living cost  is ₴2222 per week

₴1377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴599
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴90320
₴86137
₴72537
₴86787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
95 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 217
total
-
-
-
1 217
Employee
4 328
-
95 000
-
income
866
-
19 000
-
total
866
-
19 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

90 672
95 000
-
-
total
-
-
-
-
Dividends
90 672
95 000
-
-
withholding
4 534
4 750
-
-
total
4 534
4 750
-
-
Income
95 000
95 000
95 000
95 000
Total tax
5 400
4 750
19 000
1 217
After tax
89 600
90 250
76 000
93 783
Living cost
3 463
3 463
3 463
3 463
Free-cash
86 137
86 787
72 537
90 320

Estimated living cost  is ₴3463 per week

₴2343
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴32997
₴40014
₴44323
₴35490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 823
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 361
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 148
trade
-
-
-
11 326
total
-
-
-
48 658
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 199
-
95 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 414
-
33 148
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
1 823
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 361
-
2 361
-
total
3 853
-
37 332
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
77 801
95 000
-
-
trade
11 164
13 633
-
-
income
11 670
14 250
-
-
chamber of commerce
167
192
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

642
784
-
-
total
23 643
28 859
-
-
Dividends
54 158
66 142
-
-
withholding
13 408
16 404
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

737
902
-
-
total
14 145
17 306
-
-
Income
95 000
95 000
95 000
95 000
Total tax
41 641
46 165
37 332
48 658
After tax
53 359
48 835
57 668
46 342
Living cost
13 345
13 345
13 345
13 345
Free-cash
40 014
35 490
44 323
32 997

Estimated living cost  is ₴13345 per week

₴9206
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴34766
₴41212
₴47198
₴37388
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 823
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 361
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 148
trade
-
-
-
12 432
total
-
-
-
49 764
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 221
-
95 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

369
-
33 148
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
1 823
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 361
-
2 361
-
total
2 750
-
37 332
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
81 779
95 000
-
-
trade
12 880
14 963
-
-
income
12 267
14 250
-
-
chamber of commerce
170
189
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

675
784
-
-
total
25 992
30 186
-
-
Dividends
55 787
64 815
-
-
withholding
13 816
16 072
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

760
884
-
-
total
14 576
16 956
-
-
Income
95 000
95 000
95 000
95 000
Total tax
43 318
47 142
37 332
49 764
After tax
51 682
47 858
57 668
45 236
Living cost
10 470
10 470
10 470
10 470
Free-cash
41 212
37 388
47 198
34 766

Estimated living cost  is ₴10470 per week

₴6586
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1221
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2468
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴31105
₴38647
₴44089
₴33790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 823
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 361
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 148
trade
-
-
-
12 984
total
-
-
-
50 316
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 529
-
95 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 506
-
33 148
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
1 823
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 361
-
2 361
-
total
3 950
-
37 332
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
77 471
95 000
-
-
trade
12 744
15 627
-
-
income
11 621
14 250
-
-
chamber of commerce
163
188
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

639
784
-
-
total
25 167
30 849
-
-
Dividends
52 305
64 151
-
-
withholding
12 945
15 907
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

712
875
-
-
total
13 657
16 782
-
-
Income
95 000
95 000
95 000
95 000
Total tax
42 774
47 631
37 332
50 316
After tax
52 226
47 369
57 668
44 684
Living cost
13 579
13 579
13 579
13 579
Free-cash
38 647
33 790
44 089
31 105

Estimated living cost  is ₴13579 per week

₴9082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1432
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴28297
₴36651
₴41833
₴31046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 823
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 361
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 148
trade
-
-
-
13 536
total
-
-
-
50 868
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 773
-
95 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 443
-
33 148
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
-
1 823
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 361
-
2 361
-
total
4 938
-
37 332
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
74 227
95 000
-
-
trade
12 730
16 292
-
-
income
11 134
14 250
-
-
chamber of commerce
157
186
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

613
784
-
-
total
24 634
31 512
-
-
Dividends
49 593
63 488
-
-
withholding
12 267
15 741
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

675
866
-
-
total
12 942
16 607
-
-
Income
95 000
95 000
95 000
95 000
Total tax
42 514
48 119
37 332
50 868
After tax
52 486
46 881
57 668
44 132
Living cost
15 835
15 835
15 835
15 835
Free-cash
36 651
31 046
41 833
28 297

Estimated living cost  is ₴15835 per week

₴11565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2798
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴36740
₴50893
₴34626
₴51991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
surtax
-
-
-
5 680
unemployment
-
-
-
79
health
-
-
-
3 275
pensions
-
-
-
9 227
income
-
-
-
32 235
other
-
-
-
-
total
-
-
-
50 496
Employee
11 640
-
85 289
-
unemployment
810
-
3 211
-
other
-
-
-
-
income
1 951
-
30 168
-
surtax
41
-
5 267
-
pensions
777
-
3 077
-
health
297
-
1 176
-
total
3 876
-
42 899
-
Employer
11 640
-
85 289
-
pensions
1 552
-
6 150
-
other
-
-
-
-
health
529
-
2 099
-
unemployment
369
-
1 462
-
total
2 450
-
9 711
-
Corporate
80 909
95 000
-
-
income
21 036
24 700
-
-
total
21 036
24 700
-
-
Dividends
59 873
70 300
-
-
withholding
8 981
10 545
-
-
total
8 981
10 545
-
-
Income
95 000
95 000
95 000
95 000
Total tax
36 343
35 245
52 610
50 496
After tax
58 657
59 755
42 390
44 504
Living cost
7 764
7 764
7 764
7 764
Free-cash
50 893
51 991
34 626
36 740

Estimated living cost  is ₴7764 per week

₴4687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴675
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2222
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴36877
₴51053
₴34763
₴52128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
surtax
-
-
-
5 680
unemployment
-
-
-
79
health
-
-
-
3 275
pensions
-
-
-
9 227
income
-
-
-
32 235
other
-
-
-
-
total
-
-
-
50 496
Employee
11 431
-
85 289
-
unemployment
796
-
3 211
-
other
-
-
-
-
income
1 916
-
30 168
-
surtax
37
-
5 267
-
pensions
762
-
3 077
-
health
292
-
1 176
-
total
3 803
-
42 899
-
Employer
11 431
-
85 289
-
pensions
1 524
-
6 150
-
other
-
-
-
-
health
520
-
2 099
-
unemployment
362
-
1 462
-
total
2 406
-
9 711
-
Corporate
81 163
95 000
-
-
income
21 102
24 700
-
-
total
21 102
24 700
-
-
Dividends
60 061
70 300
-
-
withholding
9 009
10 545
-
-
total
9 009
10 545
-
-
Income
95 000
95 000
95 000
95 000
Total tax
36 320
35 245
52 610
50 496
After tax
58 680
59 755
42 390
44 504
Living cost
7 627
7 627
7 627
7 627
Free-cash
51 053
52 128
34 763
36 877

Estimated living cost  is ₴7627 per week

₴4664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴58915
₴46555
₴48176
₴46412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
unemployment
-
-
-
1 425
health
-
-
-
6 650
pensions
-
-
-
9 500
income
-
-
-
11 614
total
-
-
-
29 189
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 955
3 962
79 498
-
unemployment
149
59
1 192
-
income
1 217
484
9 719
-
pensions
995
396
7 950
-
health
697
277
5 565
-
total
3 058
1 216
24 426
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 955
3 962
79 498
-
pensions
1 941
773
15 502
-
total
1 941
773
15 502
-
Corporate
83 104
90 266
-
-
income
7 479
8 124
-
-
total
7 479
8 124
-
-
Dividends
75 625
82 142
-
-
withholding
14 369
15 607
-
-
social contributions
14 702
15 972
-
-
total
29 071
31 579
-
-
Income
95 000
95 000
95 000
95 000
Total tax
41 549
41 692
39 928
29 189
After tax
53 451
53 308
55 072
65 811
Living cost
6 896
6 896
6 896
6 896
Free-cash
46 555
46 412
48 176
58 915

Estimated living cost  is ₴6896 per week

₴4706
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴138
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1488
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴35891
₴42283
₴36401
₴42561
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
national
-
-
-
19 300
pensions
-
-
-
11 400
social contributions
-
-
-
1 021
municipal
-
-
-
10 669
total
-
-
-
42 390
Employee
25 918
-
82 127
-
municipal
3 201
-
11 036
-
national
4 961
-
20 106
-
pensions
1 037
-
3 285
-
total
9 199
-
34 427
-
Employer
25 918
-
82 127
-
pensions
2 073
-
6 570
-
social contributions
279
-
883
-
total
2 352
-
7 453
-
Corporate
65 020
95 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 004
19 000
-
-
total
13 004
19 000
-
-
Dividends
52 016
76 000
-
-
withholding
11 443
16 720
-
-
total
11 443
16 720
-
-
Income
95 000
95 000
95 000
95 000
Total tax
35 998
35 720
41 880
42 390
After tax
59 002
59 280
53 120
52 610
Living cost
16 719
16 719
16 719
16 719
Free-cash
42 283
42 561
36 401
35 891

Estimated living cost  is ₴16719 per week

₴11364
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1554
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3551
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴26385
₴47573
₴26385
₴46810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
16 639
income
-
-
-
32 286
total
-
-
-
48 925
Employee
27 038
-
95 000
-
social contributions
2 246
-
16 639
-
income
5 102
-
32 286
-
total
7 348
-
48 925
-
Employer
27 038
-
95 000
-
total
-
-
-
-
Corporate
67 962
95 000
-
-
income
8 495
11 875
-
-
total
8 495
11 875
-
-
Dividends
59 467
83 125
-
-
withholding
11 894
16 625
-
-
total
11 894
16 625
-
-
Income
95 000
95 000
95 000
95 000
Total tax
27 737
28 500
48 925
48 925
After tax
67 263
66 500
46 075
46 075
Living cost
19 690
19 690
19 690
19 690
Free-cash
47 573
46 810
26 385
26 385

Estimated living cost  is ₴19690 per week

₴14980
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2918
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴32279
₴34296
₴29349
₴36101
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
national
-
-
-
28 931
regional
-
-
-
1 283
social contributions
-
-
-
17 300
municipal
-
-
-
622
total
-
-
-
48 136
Employee
30 720
-
95 000
-
municipal
163
-
579
-
national
5 323
-
26 617
-
social contributions
10 359
-
22 681
-
regional
290
-
1 189
-
total
16 135
-
51 066
-
Employer
30 720
-
95 000
-
total
-
-
-
-
Corporate
64 280
95 000
-
-
nationa
15 427
22 800
-
-
municipal
2 507
3 705
-
-
total
17 934
26 505
-
-
Dividends
46 346
68 495
-
-
withholding
12 050
17 809
-
-
total
12 050
17 809
-
-
Income
95 000
95 000
95 000
95 000
Total tax
46 119
44 314
51 066
48 136
After tax
48 881
50 686
43 934
46 864
Living cost
14 585
14 585
14 585
14 585
Free-cash
34 296
36 101
29 349
32 279

Estimated living cost  is ₴14585 per week

₴10167
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴956
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3238
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴37259
₴39856
₴34344
₴40622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
national
-
-
-
28 931
regional
-
-
-
1 577
social contributions
-
-
-
17 300
municipal
-
-
-
622
total
-
-
-
48 430
Employee
19 174
-
95 000
-
municipal
102
-
579
-
national
3 038
-
26 617
-
social contributions
6 466
-
22 681
-
regional
258
-
1 468
-
total
9 864
-
51 345
-
Employer
19 174
-
95 000
-
total
-
-
-
-
Corporate
75 826
95 000
-
-
nationa
18 198
22 800
-
-
municipal
3 768
4 722
-