Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 91500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴69811
₴66073
₴67958
₴70645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
91 500
unemployment
-
-
-
62
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 280
income
-
-
-
13 725
health
-
-
-
1 772
total
-
-
-
17 839
Employee
10 048
-
88 477
-
accident

We are using the highest rate at 1.1%.

110
-
169
-
income
1 005
-
8 848
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

882
-
1 353
-
health
462
-
709
-
total
2 459
-
11 079
-
Employer
10 048
-
88 477
-
accident

We are using the highest rate at 1.1%.

110
-
169
-
health
693
-
1 063
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 107
-
1 698
-
unemployment
60
-
92
-
total
1 970
-
3 022
-
Corporate
79 481
91 500
-
-
income
7 948
9 150
-
-
total
7 948
9 150
-
-
Dividends
71 533
82 350
-
-
withholding
3 577
4 117
-
-
total
3 577
4 117
-
-
Income
91 500
91 500
91 500
91 500
Total tax
15 954
13 267
14 101
17 839
After tax
75 546
78 233
77 399
73 661
Living cost
7 588
7 588
7 588
7 588
Free-cash
67 958
70 645
69 811
66 073

Estimated living cost  is ₴7588 per week

₴5019
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴434
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1954
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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