Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 89500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴69594
₴69101
₴65391
₴67140
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
unemployment
-
-
-
56
health
-
-
-
1 618
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 082
income
-
-
-
13 425
total
-
-
-
17 181
Employee
9 174
-
86 740
-
accident

We are using the highest rate at 1.1%.

101
-
155
-
health
422
-
647
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

805
-
1 235
-
income
917
-
8 674
-
total
2 245
-
10 711
-
Employer
9 174
-
86 740
-
accident

We are using the highest rate at 1.1%.

101
-
155
-
unemployment
55
-
84
-
health
633
-
971
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 011
-
1 550
-
total
1 800
-
2 760
-
Corporate
78 527
89 500
-
-
income
7 853
8 950
-
-
total
7 853
8 950
-
-
Dividends
70 674
80 550
-
-
withholding
3 534
4 028
-
-
total
3 534
4 028
-
-
Income
89 500
89 500
89 500
89 500
Total tax
15 432
12 978
13 471
17 181
After tax
74 068
76 522
76 029
72 319
Living cost
6 928
6 928
6 928
6 928
Free-cash
67 140
69 594
69 101
65 391

Estimated living cost  is ₴6928 per week

₴4582
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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