Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 88500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴65320
₴66997
₴61854
₴63926
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
health
-
-
-
2 025
income
-
-
-
13 275
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 606
unemployment
-
-
-
70
total
-
-
-
17 976
Employee
11 481
-
85 046
-
income
1 148
-
8 505
-
accident

We are using the highest rate at 1.1%.

126
-
194
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 008
-
1 546
-
health
528
-
810
-
total
2 810
-
11 055
-
Employer
11 481
-
85 046
-
unemployment
69
-
106
-
health
792
-
1 215
-
accident

We are using the highest rate at 1.1%.

126
-
194
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 265
-
1 940
-
total
2 252
-
3 455
-
Corporate
74 767
88 500
-
-
income
7 477
8 850
-
-
total
7 477
8 850
-
-
Dividends
67 290
79 650
-
-
withholding
3 365
3 983
-
-
total
3 365
3 983
-
-
Income
88 500
88 500
88 500
88 500
Total tax
15 904
12 833
14 510
17 976
After tax
72 596
75 667
73 990
70 524
Living cost
8 670
8 670
8 670
8 670
Free-cash
63 926
66 997
65 320
61 854

Estimated living cost  is ₴8670 per week

₴5734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2233
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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