Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 88500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴64810
₴61376
₴66688
₴63505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
income
-
-
-
13 275
health
-
-
-
2 097
unemployment
-
-
-
73
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 699
total
-
-
-
18 144
Employee
11 891
-
84 922
-
income
1 189
-
8 492
-
accident

We are using the highest rate at 1.1%.

131
-
201
-
health
547
-
839
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 044
-
1 601
-
total
2 911
-
11 133
-
Employer
11 891
-
84 922
-
unemployment
71
-
109
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 310
-
2 009
-
health
821
-
1 258
-
accident

We are using the highest rate at 1.1%.

131
-
201
-
total
2 333
-
3 577
-
Corporate
74 276
88 500
-
-
income
7 428
8 850
-
-
total
7 428
8 850
-
-
Dividends
66 848
79 650
-
-
withholding
3 343
3 982
-
-
total
3 343
3 982
-
-
Income
88 500
88 500
88 500
88 500
Total tax
16 015
12 832
14 710
18 144
After tax
72 485
75 668
73 790
70 356
Living cost
8 980
8 980
8 980
8 980
Free-cash
63 505
66 688
64 810
61 376

Estimated living cost  is ₴8980 per week

₴5939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴214
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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