Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 88000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴64276
₴67143
₴65819
₴62313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 000
health
-
-
-
1 891
income
-
-
-
13 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 433
unemployment
-
-
-
66
total
-
-
-
17 590
Employee
10 721
-
84 774
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

941
-
1 444
-
income
1 072
-
8 477
-
health
493
-
756
-
accident

We are using the highest rate at 1.1%.

118
-
181
-
total
2 624
-
10 858
-
Employer
10 721
-
84 774
-
health
740
-
1 134
-
unemployment
64
-
99
-
accident

We are using the highest rate at 1.1%.

118
-
181
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 181
-
1 812
-
total
2 103
-
3 226
-
Corporate
75 175
88 000
-
-
income
7 517
8 800
-
-
total
7 517
8 800
-
-
Dividends
67 658
79 200
-
-
withholding
3 383
3 960
-
-
total
3 383
3 960
-
-
Income
88 000
88 000
88 000
88 000
Total tax
15 627
12 760
14 084
17 590
After tax
72 373
75 240
73 916
70 410
Living cost
8 097
8 097
8 097
8 097
Free-cash
64 276
67 143
65 819
62 313

Estimated living cost  is ₴8097 per week

₴5355
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴464
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴193
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2085
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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